As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.

Dr Mohammad Taqiuddin bin Mohamad is a Senior Lecturer at the Department of Shariah and Economics, Academy of Islamic Studies, University of Malaya. He holds a distinguished academic background, having earned multiple postgraduate qualifications: a Master's degree in Shariah and Economics [B.Sh (Syariah)] in 2006, a Master of Economics [MEc] from the National University of Malaysia in 2007, and a Master of Shariah [MSh] from the University of Malaya in 2009. He later obtained his PhD in Islamic Banking from the University of Malaya in 2012. Dr Taqiuddin has held several notable appointments throughout his career. He served as the Advisory Fellow Secretary to the Kedah State Zakat Board (2018–2023) and was the Head of the Department of Shariah and Economics at the University of Malaya (2019–2020). He was also a member of the Yang di-Pertuan Agong Scholarship Interview Panel under the Public Service Department of Malaysia (2017), and served as the Academic Advisor to the Faculty of Management and Muamalah, Kolej Universiti Islam Perlis (2018–2019). Furthermore, he contributed as a member of the Committee of Strategic Consultants for Islamic Affairs at the Advanced Institute of Medicine and Dentistry, Universiti Sains Malaysia (2021–2022). An active scholar, Dr Taqiuddin has authored and co-authored numerous book chapters, academic articles, and journal publications. His research contributions and seminar presentations focus primarily on the fields of Islamic banking, Islamic economics, and the integration of Shariah principles within contemporary financial systems.

Prof. Lim is a Senior Consultant Endocrinologist and Head of the Department of Research, Development, and Innovation at Universiti Malaya, Kuala Lumpur, Malaysia. She is the former Head of the Diabetes Care Unit, Universiti Malaya (2022-2025). She also holds honorary positions at the Chinese University of Hong Kong and the Baker Heart and Diabetes Institute, Melbourne, Australia. As a clinician-scientist, Prof. Lim’s major areas of interest are cardiometabolic medicine (epidemiology, molecular, and implementation science).  Prof. Lim sits on the Working Groups of the WHO Global Diabetes Compact, The Lancet Commission on Diabetes, and the American Diabetes Association/European Association for the Study of Diabetes (ADA/EASD) Precision Medicine in Diabetes Initiative. She recognizes that every person with diabetes and non-communicable disease (NCD) is unique and warrants personalized care. To revolutionize health care, Prof. Lim aims to advance the implementation of Precision Medicine in Diabetes and NCD, taking into account differences in clinical presentation, genes, and lifestyles in Malaysian populations. These have led to several collaborations with the USA, UK, and other Asian countries. She has published in more than 130 high-impact journals, including The Lancet, Nature, Diabetes Care, and Science Bulletin.  Prof. Lim has received several awards, including the Universiti Malaya’s Top Cited Researcher 2024, World’s Top 2% Scientists by Stanford University for 4 consecutive years (2022-2025), and the European Foundation for the Study of Diabetes (EFSD) Albert Renold Fellowship, tenable at the University of Oxford, UK. She has also received a scholarship funded by the USA NIH National Institute of General Medical Sciences for training in statistical genetics at the University of Washington, USA.  She is also the Vice President of Diabetes Malaysia (a country affiliate of the International Diabetes Federation) 2025-2027, and the Council Member of the Malaysian Endocrine and Metabolic Society 2022-2026. She is an Editorial Board Member of 4 Q1 Web of Science-indexed journals (BMC Medicine; Diabetes, Obesity and Metabolism; Diabetes/Metabolism Research & Reviews, and Diabetes & Metabolism Journal). Dr. Lim is an article reviewer for 30 leading academic journals, including the European Heart Journal, Diabetes Care, PLoS Medicine, and The Lancet series.