Dr. Norhanim Zakaria is an Associates Professor in the Department of Quantity Surveying, Faculty of Built Environment, Universiti Malaya. She has held various responsibilities in academic administration including Head of Department and Programme Coordinator for Master of Science in Project Management at the Faculty of Built Environment, Universiti Malaya. Her research interest in project management focuses on Life Cycle Cost (LCC).   Dr. Norhanim had involved in quantity surveying-related consultation projects in Malaysia via the Universiti Malaya consultation unit i.e. UPUM Sdn Bhd. Dr. Norhanim has published articles in academic journals, including ISI and Scopus indexed, and books. She also has contributed articles in newsletters and bulletins and presented papers at conferences locally and internationally. She has worked as a Principal Investigator and as a co-researcher for external and internal grants. Dr. Norhanim had also registered 3 intellectual properties (IPR) on research products.

Azizan Baharuddin received her BSc (Hons) in Biology from the University of Tasmania, Australia in 1978, MSc (Univ. College London) in 1979 and PhD in Philosophy of Science (Science & Islam) from University of Lancaster, United Kingdom in 1989. She specialises in several areas such as environmental ethics, religion and sustainable development, Islam and science, bioethics, interfaith/intercivilisational dialogue. She has published more than 300 books, book chapters, monographs, journal articles and newspaper articles in the above-mentioned fields, including books Harmony between Religion and Science: An Islamic Perspective (2019), Environmental Ethics in Islam (2018), co-editor of Islam and Ecology: A Bestowed Trust (2003) and Environment, Values and the Future of Civilisations (2013). She is active in several governmental and non-governmental organisations connected with her areas of specialisation, as well as being a member of various advisory and consultative committees for various ministries in Malaysia. She was appointed by the Prime Minister as the Chairman of the National Committee for the Promotion of Understanding and Harmony Among Religious Adherents (JKMPKA) (2014–2015); appointed by the Minister of Science, Technology and Innovation as Chairman of the National Bioethics Council (MBEN) (2014-2017). She was appointed by the Director-General of UNESCO as Member of the International Bioethics Committee (IBC) in Paris (2014-2017). Due to her works and contributions in the area of Science & Religion, she received an award from the Centre for Theology & Natural Sciences, USA in 2001. She was also awarded the Federal Territory Maal Hijrah Award in 2016. In 2016, she received the Langkawi Award from the Ministry of Natural Resources and Environment (NRE) for her work in environmental education and activism at the national level and abroad. She was a lead member of the drafting team for the Islamic Declaration on Global Climate Change (IDCC) endorsed by the UN United Nations Framework Convention on Climate Change (UNFCCC) and submitted to the President of the 70th United Nations General Assembly (UNGA), New York in 2016. She was appointed by the Yang Di-Pertuan Agong as Member of the Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia (MKI) (2018 – 2021). She is also member of the Board of Advisors for the Legasi Tun Abdullah Ahmad Badawi (LEGASI), appointed member of the Board of Directors of Dewan Bahasa & Pustaka (DBP) (2016-2019), Director (Non-Executive) and Shariah Advisory Council of QSR Brands Holdings (M) Berhad (2017-2020), and appointed member of Notes and Coins Advisory Committee (NCAC), Bank Negara Malaysia (2017-2021). Recently, she has been appointed by the YAB Prime Minister as member of the Consultative Panel of the Malaysia Anti-Corruption Commission (MACC) (2020 – 2022). She was appointed as Director-General of IKIM (2015 – 31st August 2021). Currently, she is the Chairholder of UKM-YSD Chair for Sustainability, Director of Centre for Civilisational Dialogue, Universiti Malaya as well as Member of Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia (MKI) (2021-2023).

As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.