Dalilah is a qualified accounting professional with a passion towards widening participation in the accounting profession. Having gained professional experience in the accounting industry through the Central Bank of Malaysia and Ernst & Young, Dalilah is a Fellow member of the Association of Chartered Certified Accountants (FCCA), a Chartered Accountant (CA) member of the Malaysian Institute of Accountants (MIA) and a Certified Public Accountant (CPA) member of CPA Australia.  Dalilah earned her PhD in Accounting from the University of Glasgow (UK), where she was honoured with the Adam Smith Business School Prize for Excellence. Her doctoral research, grounded in social theory, investigates the professional socialisation practices of prospective accountants in Malaysia. She also holds an MSc in Accounting and Finance from the London School of Economics (LSE, UK) and a Bachelor of Accounting from Universiti Tenaga Nasional (UNITEN, Malaysia), graduating with First Class honours. Dalilah has over 10 years of teaching experience in financial accounting at various higher education institutions including International Centre for Education in Islamic Finance (INCEIF) and the University of Glasgow where she served as a teaching assistant.

As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.

Dr.Sharifah Fatmadiana is a senior lecturer at the Faculty of Engineering, University of Malaya in Malaysia since year 2014. She graduated with an MEng in Electrical Electronics Engineering (University of Sheffield, UK) in 2005, MSc in Microelectronics (University of Malaya) in 2009 and PhD in Microelectronics (LJMU,UK) in 2014. Her research interests include emerging technologies in wearable electronics, semiconductor reliability and testing, advanced semiconductor modelling and IC design. She has co-authored in more than 20 journals and conference proceedings. She has collaborated with industries namely INTEL (Malaysia), MIMOS (Malaysia), Infineon Technologies (Malaysia), Motorola Solutions (Malaysia) and IMEC (Belgium) as well as academic institutions namely Liverpool John Moores University, UK. She has secured research grants from the Newton Fund (Royal Academy of Engineering, UK), Sciencefund (MOSTTI, Malaysia), FRGS (MOE,Malaysia) and internal research grants in University of Malaya. She is affiliated with the IEEE and IEEE Electron Devices Society, and has organised and served as a technical committee for a number of IEEE conferences since 2014. An awardee of the MIMOS Prestigious Award 2014 and shortlisted for the Newton Prize in 2017.