Dr. Nurul Shahnaz Ahmad Mahdzan is a Professor and served as the Head at the Department of Finance, Faculty of Business & Economics, University of Malaya from 2019-2023. She obtained her PhD from the Nottingham University Business School, UK; MBA (with Distinction) from the University of Malaya; and BBA (Finance) (Summa Cum Laude) from Ohio University, USA. Her research passion is in the area of Consumer Finances, particularly on the issues of financial behaviour and economic psychology of households - this includes their financial literacy, financial well-being, fintech adoption, financial attitudes, saving behaviour, investment risk-taking behaviour, and gullibility to financial fraud victimisation. She also has an interest in studies related to the financial services industry, particularly in insurance and risk management. Her current research project involves FinTech usage among millenials and the Gen X's and how this impacts financial well-being. Recently, she was invited as a Plenary Speaker at the National Financial Literacy Symposium (NFLS 2023) to share her views on the state of financial literacy and financial well-being among Malaysians. She has also appeared in numerous national TV, radio and print media where her views on personal finance and economic issues have been sought. She has been appointed as a panel of assessor for the Malaysian Ministry of Higher Education (MOHE) research grants since year 2020 to date. Additionally, she has been invited to speak on several local industrial platforms on the topic of Consumer Finances. She has been invited as guest speaker at international symposiums and platforms that discuss financial and economic issues pertaining to the Malaysian context. Her deep interest and engagement in the area of Consumer Finances stems from her ten-year experience working in financial services, where she mainly dealt with consumers and their personal finances. It was then that her passion the area began and continues till today, as reflected in her research, publications and other activities.  

Dr. Sr Kho Mei Ye is a senior lecturer in the Department of Quantity Surveying, University of Malaya. She obtained her PhD from University Malaya in 2013. She has a Master Degree in Contract and Procurement and Bachelor Degree in Quantity Surveying from University of Malaya. Dr. Kho Mei Ye has worked as a consultant for a multinational construction company before she pursued her Master and PhD. She has worked and conducted research in several areas such as building commissioning, late payment, and project delay in construction. She has also been involved in many international and national conferences and workshops and has several journal publications to her name.

Fatin Nur Majdina Nordin is a Senior Lecturer at the Programme of Applied Science and Islamic Studies, Department of Fiqh-Usul and Applied Sciences, Academy of Islamic Studies, Universiti Malaya. Her work focuses on integrating scientific knowledge with Islamic principles within Health Sciences, adopting an interdisciplinary approach. She specializes at the intersection of public health, health literacy, Islamic health, and health and safety in cosmetic products. Her academic background spans scientific and Islamic disciplines. She earned a Bachelor’s in Applied Science with Islamic Studies (Biohealth Science), investigating anthocyanin metabolism in the gut. Her MPhil research examined Salvadora persica (miswak) in oral health care, combining lab analysis and community assessment to strengthen her expertise in culture- and behavior-based health perspectives. Her PhD focused on health and safety in cosmetic products, evaluating ingredient risks and the accuracy of product labels. Her research interests include health and mental health literacy, halal and sustainable consumption, ethical practices, and behavioral sciences. She is also actively involved in women’s and youth empowerment initiatives grounded in Islamic values. Her work aims to develop culturally relevant, ethically informed, and scientifically robust approaches to public health and community well-being, fostering interdisciplinary research, education, and societal impact.