Muhammad Izzul Syahmi Zulkepli has been a Senior Lecturer in the Department of Shariah and Economics, Academy of Islamic Studies, Universiti Malaya, since July 2024. He earned his Bachelor's Degree in Shariah (Shariah and Economics) from Universiti Malaya in 2018, followed by a Master's Degree by research at the same institution in 2020, focusing on Islamic banking. He then pursued a PhD at Universiti Malaya, specializing in the application of fintech in Islamic banking operations, and successfully completed it in 2023. Driven by a passion for expanding knowledge, he is dedicated to learning, exploring, and sharing insights in the fields of Islamic economics, Islamic banking, Islamic finance, and Islamic fintech. His academic career has seen significant contributions, including the publication of a book, several book chapters, and numerous articles in highly indexed and other reputable journals. Additionally, he has presented his research at various local and international conferences, further cementing his expertise and thought leadership in his field.