Curriculum Vitae

DR. MUHAMMAD IZZUL SYAHMI BIN ZULKEPLI

Senior Lecturer
  • Department of Syariah and Economics
    Academy of Islamic Studies
  • izzulsyahmi95
  • 0379676006

BIOGRAPHY

Muhammad Izzul Syahmi Zulkepli has been a Senior Lecturer in the Department of Shariah and Economics, Academy of Islamic Studies, Universiti Malaya, since July 2024. He earned his Bachelor's Degree in Shariah (Shariah and Economics) from Universiti Malaya in 2018, followed by a Master's Degree by research at the same institution in 2020, focusing on Islamic banking. He then pursued a PhD at Universiti Malaya, specializing in the application of fintech in Islamic banking operations, and successfully completed it in 2023. Driven by a passion for expanding knowledge, he is dedicated to learning, exploring, and sharing insights in the fields of Islamic economics, Islamic banking, Islamic finance, and Islamic fintech. His academic career has seen significant contributions, including the publication of a book, several book chapters, and numerous articles in highly indexed and other reputable journals. Additionally, he has presented his research at various local and international conferences, further cementing his expertise and thought leadership in his field.

ACADEMIC QUALIFICATION

  • PhD, (Syariah)
    Universiti Malaya (UM)
  • M.Syariah, (Syariah)
    Universiti Malaya (UM)
  • B.Syariah, (Syariah & Ekonomi)
    Universiti Malaya (UM)

ADMINISTRATIVE DUTIES

  • Member of Curriculum Committee for the Bachelor of Syariah Program, Academy of Islamic Studies, University of Malaya
    24 Sep 2024 - 30 Sep 2026 (Dean Office, Academy of Islamic Studies)
  • Committee Members
    19 Jul 2024 - 31 Jul 2024 (International)

AWARD AND STEWARDSHIP

  • International Poster Competition (IPC) 2024
    Universiti Malaya, 2024 (University)
  • #rd Best Paper Award
    Universiti Islam Antarabangsa Selangor, 2023 (International)
  • Poster Exhibition Research
    Academy of Islamic Studies, Universiti Malaya, 2019 (University)

PUBLICATIONS

Article in Journal
  1. Abd Hamid, N. B., Zukepli, M. I. S., & Karim, H. H. (2024). The Arkan Al-Usrah Concept Aspires To Foster Unity among Society. Journal of Islamic, Social, Economics and Development, 9(63).
  2. Zulkepli, M. I. S., Abd Hamid, N. B., Karim, H. H., & Mohamad, M. T. (2024). MERAPATKAN JURANG PENGETAHUAN: MENGHARMONIKAN KONSEP TEKNOLOGI KONTRAK PINTAR DAN PERSPEKTIF HUKUM ISLAM. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME'S (AIJBES), 6(20).
  3. Zulkepli, M. I. S., Mohamad, M. T., & Azzuhri, S. R. (2023). Kontrak Pintar Berasaskan Blok Rantai Dari Perspektif Syariah: Blockchain-Based Smart Contracts: A Shariah Perspective. ALBASIRAH JOURNAL, 13(2), 01-12.
  4. Zulkepli, M. I. S., Mohamad, M. T., & Azzuhri, S. R. (2023). Leveraging blockchain-based smart contract in Islamic financial institutions: Issue and relevant solution. International Journal of Islamic Economics and Finance Research, 6(1), 18-28.
  5. Syahmi, M. I., Mohamad, M. T., & Ramli, M. A. (2022). Experts' views on iyal in Malaysian Islamic banks: the case of tawarruq-based deposit products. ISRA International Journal of Islamic Finance, 14(3), 289-302.
  6. Ramli, M. A., Hamdan, M. N., Marinsah, S. A., & Abd Rahim, R. A. (2018). Aplikasi Fiqh Al-Ta ‘Ayush yang Berorientasikan Prinsip Wasatiyyah dalam Membina Keharmonian Masyarakat Majmuk di Malaysia. In Seminar Serantau Peradaban Islam.
  7. Zulkepli, M. I. S., Mohamad, M. T., & Azzuhri, S. R. (2021). Konsep Kontrak Pintar Dan Potensinya Terhadap Transaksi Pembiayaan Berasaskan Tawarruq: Smart Contract Concept and Its Potential to Tawarruq-Based Financing Transactions. Jurnal Fiqh, 18(2), 345-376.
  8. Zulkepli, M. I. S., & Mohamad, M. T. (2020). MEKANISME KAWALAN RISIKO SYARIAH TERHADAP ISU DUAL-AGENCY DALAM PRODUK DEPOSIT BERASASKAN TAWARRUQ DALAM PERBANKAN ISLAM MALAYSIA. Labuan e-Journal of Muamalat and Society (LJMS), 14, 1-10.
  9. Zulkepli, M.I. Mohamad, M.T. & Ramli, M.A. (2020). Panduan Penerimaan Kontrak Yang Berasaskan Hiyal di Perbankan Islam Malaysia: Satu Penilaian. Jurnal Islam dan Masyarakat Kontemporari. 21(2), pp.141-12
  10. Zulkepli, M. I. S., & Mohamad, M. T. (2019). Analisis Hiyal Dalam Produk Deposit Berasaskan Kontrak Tawarruq di Perbankan Islam Malaysia: Hiyal Analysis in Deposit Product based on Tawarruq Contract in Malaysian Islamic Banking. Online Journal of Research in Islamic Studies, 6(1), 43-59.
  11. Zulkepli, M. I. S., Mohammad, M. T., & Ramli, M. A. (2019). Kekeliruan dalam Pengiklanan Tiket Penerbangan Secara Dalam Talian: Analisis Perspektif Hukum Islam. ALBASIRAH JOURNAL, 9(1), 39-51.
  12. Mohd Anuar Ramli, Mohammad Naqib Hamdan & Muhammad Izzul Syahmi Zulkepli, Teknik Dakwaan Melampau Dalam Pemasaran Produk Pengguna Menurut Perspektif Hukum Islam, Journal of Contemporary Islamic Law 3(2), 11-19
  13. Zulkepli, M. I. S., Mohamad, M. T., & Ramli, M. A. (2018). Isu Syariah Dalam Jual Beli Tiket Penerbangan Atas Talian: Analisis Perspektif Gharar. International Journal of Islamic Business (IJIB), 3(2), 1-14.
  14. Habibah Abdul Wahid, Mohd Anuar Ramli, Muhd Imran Abd Razak and Muhammad Izzul Syahmi Zulkepli, 2017. Determination of Zakat Recipient to Flood Victims, International Journal of Academic Research in Business and Social Sciences, 7(12), 1289-1304.
  15. Salahudin, A., Ramli, M. A., Zulkepli, M. I. S., & Razak, M. I. A. (2017). Issues in halal meat product and authentication technology from islamic perspectives. International Journal of Academic Research in Business and Social Sciences, 7(12), 1305-1315.
Scopus
  1. Mohd Noh M.S., Nor Azelan S.H., Zulkepli M.I.S. (2024). A review on Gharar dimension in modern Islamic finance transactions, Journal of Islamic Accounting and Business Research. . doi:10.1108/JIABR-01-2023-0006
  2. Syahmi M.I., Mohamad M.T., Ramli M.A. (2022). Experts' views on iyal in Malaysian Islamic banks: the case of tawarruq-based deposit products, ISRA International Journal of Islamic Finance. 14(3), 289-302. doi:10.1108/IJIF-02-2021-0042
Chapter in Books
  1. Zulkepli, M. I. S., & Mohammad, M. T. (2024). Adaptasi kontrak pintar Syariah ke dalam perbankan Islam. In S. A. Khalil et al. (Eds.), Isu-isu fiqh revolusi industri keempat (pp. 215–225). Penerbit UTHM.
  2. Zulkepli, M. I. S., Mohamad, M. T., & Azzuhri, S. R. (2021). Potensi kontrak pintar berasaskan blok rantai dalam menangani unsur disruptif teknologi kewangan. In M. Imran et al. (Eds.), Pradigma ilmu Islam dan realiti semasa (pp. 737–756). UITM Cawangan Perak.
  3. Muhammad Izzul Syahmi Zulkepli, Mohamad Taqiuddin Mohammad & Mohd Anuar Ramli. (2021). Potensi Kontrak Bestari Syariah Berasaskan Teknologi Blok Rantai (Blockchain) Sebagai Mekanisme Kawalan Risiko Perbankan Islam Ketika Wabak Covid-19, Cabaran Covid-19 & Penyelesaian Pengurusan Harta Islam, Nilai: USIM Press, 144-157.
  4. Zulkepli, M. I. S., Mohamad, M. T., & Ramli, M. A. (2018). Perbezaan fatwa dalam produk perbankan Islam: Analisis terhadap fatwa tawarruq. In M. Roslan et al. Penyelidikan serantau Islam dan alam Melayu: Pendidikan, kewangan, kehartaan, kenegaraan dan isu kontemporari (pp. 99–107). Perpustakaan Negara Malaysia.
Article in Proceeding
  1. Zulkefli, I, S., & Mohamad, M. T. (2020). Potensi Mengadaptasi Kontrak Pintar Syariah Ke Dalam Operasi Perbankan Islam dan Risiko Syariah Yang Terlibat. Seminar Hukum Islam Semasa Peringkat Antarabangsa 2020, 75-88.
  2. Zulkepli,, I. S., & Mohammad, M. T. (2019). Isu caj tersembunyi dalam jual beli tiket penerbangan: Analisis dari perspektif hukum Islam. In K. Azhar et al. (Eds.), Prosiding Kolokium Penyelidikan Siswazah Kebangsaan (pp. 231–236). Institute of Postgraduate Studies, KUIM.

RESEARCH PROJECT

Private
  1. 2024 - 2026, Open University Malaysia
    Application of Khuluq al-Azim Model at OUM to Manage Toxic Relationship, Open University Malaysia (OUM) ( Co-Researcher)
  2. 2024 - 2026, Open University Malaysia
    The Development of Zakat Open Courseware (ZOC), Open University Malaysia (OUM) ( Co-Researcher)

PAPER PRESENTED

INVITED SPEAKER
  1. Potensi Teknologi Kontrak Pintar dalam Operasi Produk Pembiayaan Perumahan Berasaskan Musharakah Mutanaqisah, International Conference on Islam in Malay World (ICON IMAD XIII - 2024), Faculty of Islamic Sciences, Prince of Songkla University, Thailand (International) (29 Jul 2024 - 31 Jul 2024)
ORAL PRESENTER
  1. Merapatkan Jurang Pengetahuan: Mengharmonikan Konsep Teknologi Kontrak Pintar dan Perspektif Hukum Islam, The 3rd International Conference of Sciences, Ethics and Civilizations (KonSEP) 2024, Academy of Islamic Studies (ACIS), UITM Perlis Branch (National) (30 May 2024 - 30 May 2024)
POSTER PRESENTER
  1. KErangka Kontrak Pintar Syariah dalam Operasi Tawarruq di Perbankan Islam Malaysia, International Poster Competition (IPC) 2024, Academy of Islamic Studies (International) (22 Apr 2024 - 22 Apr 2024)

ACADEMIC/PROF. SERVICES

Evaluation
  1. (2024) Panel of Proposal Defense - Siti Hajar, University, (Reviewer)
  2. (2024) Panel for Proposal Defense - Sidatulakmal, University, (Reviewer)
  3. (2024) Panel for Viva Phd Preparation Workshop, University, (Internal Examiner)
Contribution to external organisation
  1. (2024) Panel for Zakat Roundtable Discussion, National, (Expert Advisor)
  2. (2024) Panel for Zakat Roundtable Discussion, National, (Resource Person)
Mentoring
  1. (2024) Speaker for Academic Writing Workshop, University, (Mentor)

SUPERVISION

Postgraduate Student
Master
  1. (2024) Tuntutan Hadanah di Mahkamah Syariah Bahagian Pantai Barat Utara Negeri Sabah: Analisis Permasalahan Tatacara Mal Serta Penyelesaiannya, Rahmat@Makinsai Parasun (Open University Malaysia (Oum))
  2. (2024) Kaedah Penjagaan Kesihatan Mental Awal Remaja Menurut Perspektif Islam: Satu Tinjauan di SK Pandan, Nurhafizah Jamaluddin (Open University Malaysia (Oum))
  3. (2024) Implementasi Kontrak Bai' Istijrar dalam Produk Pembiayaan Peribadi: Satu Kajian Inovatif dalam Perbankan Islam, Mughirah Zulkepli (Open University Malaysia (Oum))
  4. (2024) Faktor-Faktor yang Mempengaruhi Pelajar STPM Memilih Bidang Pengajian Islam di Institusi Pengajian Tinggi Awam Malaysia, Open University Malaysia (Open University Malaysia (Oum))

TEACHING

Bachelor
  1. (2024) IIF2014 - Islamic Banking System

SOCIAL RESPONSIBILITY ACTIVITIES

  • Committee Member of Apium Dean Cup Futsal Tournament and Apium Indoor Table Tennis Tournament 2024, (10 Sep 2024 - 10 Sep 2024) (University)

COURSE ATTENDED

Internal / External Course
CONFERENCE
  1. INTERNATIONAL CONFERENCE ON ISLAM IN MALAY WORLD 2024 (ICON IMAD XII), Prince of Songkla University, Pattani, Thailand (28 Jul 2024 - 01 Aug 2024)
INTERNAL COURSE- ORGANIZED BY PTJ
  1. ADVANCING SCHOLARS IN CAREER DEVELOPMENT AND EDUCATION (ASCEND) S2/2024, Universiti Malaya (09 Sep 2024 - 23 Sep 2024)