Dr. Ng Kok Haur is a Professor of Statistics at the Institute of Mathematical Sciences (ISM) and the Deputy Head of ISM (Research), Faculty of Science, Universiti Malaya. He also served as the Chairperson of the Centre of Research for Statistical Modelling and Methodology, Universiti Malaya. His research interests include volatility modelling and applications, modelling and analysis of high frequency data arising in financial economics, and statistical control charts. Dr. Ng actively publishes in peer-reviewed journals indexed by Web of Science, Scopus, and other reputable databases. Among those journals including The North American Journal of Economics and Finance, Journal of Empirical Finance, Studies in Nonlinear Dynamics and Econometrics, Finance Research Letters, International Review of Economics & Finance, Physica A: Statistical Mechanics and its Applications, Economic Analysis and Policy, Communications in Statistics - Simulation and Computation, Expert Systems with Applications and European Journal of Industrial Engineering. He has also been awarded with several research grants, including the Fundamental Research Grant Scheme from the Ministry of Higher Education Malaysia. He is currently supervising Ph.D. and M.Sc. students in various areas of statistics, financial econometrics, finance, and economics. Apart from that, he serves as associate editors for journals such as the Journal of Statistical Computation and Simulation (WoS SCIE-cited Q3), reviewers for various journals, a guest editor for a special issue of the Malaysian Journal of Science, External Advisors for undergraduate and postgraduate programmes, thesis examiners, committee members for local and international conferences and invited and contributed speakers at conferences.

As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.

AZAHAR BIN SEMAN En Azahar bin Seman , berasal dari negeri Kelantan . Memperoleh Ijazah Sarjana Muda  (B.A) di dalam bidang Syariah  Islamiah  di Universiti Al-Azhar , Tanta ,Cairo ,EGYPT   pada tahun 1999. Bertugas sebagai Guru Bahasa Arab di  Fakulti Bahasa Arab dan Bahasa-Bahasa Timur Tengah Universiti Malaya   pada 2009. Kemudian diterima  bertugas di Akademi Pengajian Islam Universiti Malaya di  Nilai  Puri .Selepas perpindahan  kampus pada 1 Mac 2021 beliau  sekarang bertugas di Akademi Pengajian Islam Universiti Malaya, Pusat Pendidikan Universiti Malaya (PPUM), Bachok Kelantan.  Beliau pernah terlibat sebagai salah seoang  tenaga penulis  bagi seminar  Kebangsaan Pengurusan Masjid pada 2009 dan Seminar Bahasa Arab Antarabangsa  ( ICONTALL  2016) . Dan juga pernah dilibatkan   salah seorang penulis  buku teks bahasa arab  peringkat ASASI di Akademi Pengajian Islam  (PPUM) Bachok pada tahun  ( 2012 ,2017,2018) .