Dr Mahassan Mamat is a Senior Lecture at the Biology Division, Centre for Foundation Studies in Science, University of Malaya, Kuala Lumpur. He completed his Doctorate, Master of Science and Bachelor of Science in University of Malaya. His core area of research field is in Comparative Neurobiology. His focus is on diversity and neuroanatomy of fish which involved morphology, neuroanatomy, immunohistochemistry, histology and brain topograhy using scanning electron microscope technique. Involved in administrative works as a Deputy Director (Academic), Head of Biology Division, Secretary and Treasury in residential college. Also, involved almost 11 years as Fellows in a residential college in UM (Sultan Nazrin Shah College (KK12), Bestari College (KK4) and Ungku Aziz College (KK11)) since 2002 until 2017.

As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.

Dr. Fakhrur Razi Maamor holds a Bachelor of Fine Art (Honours) at Faculty of Art and Design, Universiti Teknologi MARA, Shah Alam. He furthered his studies at the same university, obtaining a Master's degree in Arts and Design through a research mode. During this stage, he conducted research titled "Buah Buton at Luak Tanah Mengandung, Negeri Sembilan: The Interrelation of Cultural Context with the Adat Perpatih Community." His research focused on the aesthetic visual culture that aligns with the discipline of art. To ensure harmony within the context of Malay visual arts, he continued his research, incorporating philosophical aspects, and advanced to the Doctor of Philosophy level in the field of art at the Academy of Malay Studies, Universiti Malaya, Kuala Lumpur. He successfully completed his thesis titled "Buah Buton di Luak Tanah Mengandung, Negeri Sembilan: Hubung Kait Kosmologi dengan Kehidupan Masyarakat Adat Perpatih", achieving the status of Graduate on Time (G.O.T.). Currently, his involvement in fine arts and visual culture extends to various activities and research both domestically and internationally. Numerous writings focusing on visual arts have been published, reflecting contemporary relevance while remaining rooted in the foundational content of artistic creation. As such, he firmly believes that content and ideas must be aligned to develop a coherent artwork.