Dr. Sr Zuraini Md Ali started her career in the Built Environment as an Assistant Architect at Akitek Jururancang (Malaysia) Sdn Bhd, Kuala Lumpur.  Her passion in teaching started in 1992 when she joined the School of Architecture and Quantity Surveying, Federal Institute of Technology, Kuala Lumpur. She continued her study in 1994 before joining MARA Institute of Technology, Shah Alam, Selangor in 1996 and was one of the pioneering staff to establish the Department of Building Surveying, Faculty of Architecture, Planning & Surveying, UiTM. She then joined University Malaya in 1998, also as one of the pioneering staff in the Department of Building Surveying, Faculty of Built Environment, Universiti Malaya. Zuraini was also involved in conservation works throughout her career since 1998 including Restoration of Istana Balai Besar, Alor Star, Kedah (1999-2001), Restoration of Dewan Tunku Canselor, University Malaya (2002-2004) and Restoration of Taman Sejarah Kusta Negara (Fasa1) Sg Buloh (2012-2014). She also received several recognition and awards in her research and consultancy works including Honorable Mention in National Heritage Awards 2004: Conservation with Adaptive Re-Use of Bargas Zakariah, Badan Warisan Malaysia in 2005. Professionally, Zuraini is a full member of the Royal Institution of Surveyors, Malaysia (MRISM), member of ICOMOS Malaysia  & International, Member of Malaysia Heritage Trust, Malaysia Historical Society, Malaysian Branch of Royal Asiatic Society and a Registered Conservator of Department of National Heritage, Ministry of Tourism, Arts and Culture, Malaysia. Currently, she is a Senior Lecturer at the Department of Building Surveying, UM, teaching and coordinating a Building Measurement and Analysis class as well as Conservation Studies.  She was a Course Coordinator (since 2013-2016) and Programme Coordinator (2017)  for UM-LJMU Exchange Programme with Liverpool John Moores University students studying Building Conservation of UNESCO World Heritage cities in Malaysia annually for a month. She was also appointed as Resource Person in the ASEAN Youth Volunteerism Programme (AYVP 2014: The Development of ASEAN Youth Heritage Leaders: Through Volunteerism and Community Engagement) jointly organized by UKM, UM, MoEM, MoTCM,  ASEAN, UNESCO, Melaka & George Town World Heritage Site and the USAID.  She was appointed as Faculty Coordinator for Teaching of Undergraduates Studies, Faculty of Built Environment (1 August 2014-August 2018).  She has graduated several Ph.D. and Master students as well as supervising undergraduate students from aspects of conservation and built environment especially in heritage, history, and practice.  She also published articles in journals and conference proceedings locally and internationally.  Her book title Mubin Sheppard: Pioneering Works in Architectural Conservation in Malaysia won University of Malaya Excellent Award in 2017, The National Book Award 2020-2021(Scholarly Writing Category:Built Environment) and The 14th National Academic Award (Book Publication) in 2022.

Prof. Dato’ Ir. Dr. Mohammed Rafiq bin Dato’ Abdul Kadir is a Professor of Engineering and currently serves at the Faculty of Engineering, Universiti Malaya. He has held the rank of Full Professor since 2014 and has contributed extensively to advancing engineering education, research, and innovation in Malaysia. He also serves as an EAC Council Member at the Board of Engineers Malaysia (BEM) since 2020. Prior to joining Universiti Malaya, Dato’ Rafiq was the pioneering Dean of the Faculty of Engineering at Universiti Teknologi Malaysia (UTM), one of the largest engineering faculties in Asia, comprising nearly 700 academics and 10,000 students. His visionary “Business NOT as Usual” approach steered the faculty to international prominence, even during the COVID-19 pandemic. Under his leadership, initiatives such as the Distinguished Lecture Series—featuring 114 professors from 32 countries—and the Captain of Industry Programme—with CEOs from 31 major companies—solidified UTM’s global standing while achieving cost savings of almost RM2 million. In research, Dato’ Rafiq is recognized among the World’s Top 2% Scientists by Stanford University. He founded the Medical Devices & Technology Group (MEDITEG), one of Malaysia’s most successful research entities, later elevated to a Centre of Excellence (CoE). Under his leadership, the group secured 94 research projects worth RM12 million, graduated 49 PhD and 38 Master’s students by research, and produced 344 Web of Science publications with nearly 8,000 citations. Dato’ Rafiq’s individual h-index is 48, reflecting his strong international research impact. A prolific inventor, Dato’ Rafiq is Malaysia’s No. 1 Inventor (2010–2014) with 27 patents granted during that period, and now holds 38 granted patents and 18 pending inventions. He is an alumnus of both Imperial College London and the University of Cambridge, and is professionally registered as a Professional Engineer with Practising Certificate (PEPC), an ASEAN Chartered Professional Engineer (ACPE), and a Chartered Engineer (CEng) with the UK Engineering Council.

As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.