She graduated BDS (Malaya) 1991, obtained Fellowship in Dental Surgery, Royal College of Surgeons of England (1998) after an Oral Maxillofacial Residency, trained at University of Hong Kong, obtained MOrth (Hong Kong) 2005, MOrth, Royal College of Surgeons of Edinburgh (2006), and FDS RCSEd (2015). She served at Universiti Malaya from 2000, currently Head of Orthodontic Discipline, Head of AOBRRG research group and past Head of Department of Paediatric Dentistry & Orthodontics for 4 years. She has 21 ISI-indexed and 2 Scopus publications. Having supervised 14 postgraduate and 13 undergraduate research projects to completion, with 7 on-going research projects (3 international), her research scope includes growth modification with functional appliances, dentofacial deformities, clear aligners, sleep apnea, and stem cell. She has various national and international industrial and external research group collaborations. She reviews for 9 international ISI journals and 4 national journals, is panel for Malaysian Dental Council, Professional Qualifying Examination and has reviewed for National Specialist Registration for Orthodontic specialists. She is part of the UMRG grant panel review. She is external examiner for Royal Colleges of England and Glasgow, MOrth Part II and MFDS, Master and PhD postgraduate programs at IIUM, UiTM, Universiti Malaya. 

Ong Zhi Chao, received both his Bachelor degree in Mechanical Engineering (2007) and Master of Engineering Science degree in vibration and rotor dynamics (2010) from University of Malaya, Malaysia with distinction. He obtained his Ph.D. degree in University of Malaya in March, 2013. His expertise includes vibration, modal analysis, rotor dynamics, virtual instrumentation and signal processing, fault diagnostics, energy harvesting, Artificial Intelligence, computational mechanics. He is active in research and developed a new vibration testing technique named as Impact-Synchronous Modal Analysis (ISMA) which has been implemented in teaching, research and real industrial cases. Dr. Ong has been involved in numerous industrial projects on machinery vibration at both on-shore and off-shore petrochemical and oil and gas processing plants in Malaysia since 2008. He is appointed as Technical Consultant by several local companies to provide comprehensive range of advanced machinery diagnostic consultancy, project planning and management to ensure safe and smooth project implementation. He also has experiences in conducting machinery vibration training courses for engineers and technicians from oil and gas industry. He is a certified trainer/ assessor for Vibration Practitioner/ Specialist Certification Program based on ISO18436 by Institute of Materials, Malaysia (IMM). Dr. Ong was appointed as visiting research fellow of Faculty of Science and Technology at Bournemouth University in 2014 for the tenure of 3 years. He is also a Chartered Engineer of Engineering Council, UK under the membership of Institution of Mechanical Engineers, UK since 2014. He became the corporate member of Institution of Engineers, Malaysia (IEM) and has successfully registered as Professional Engineer (P.Eng) with Board of Engineers Malaysia (BEM) in 2016. He is an active committee member of Institute of Materials, Malaysia (IMM) Vibration Committee and Young Professionals Committee since 2015, and had partake as a speaker to share his experience in vibrations in several seminars and conferences organized by the committees. Dr. Ong is currently serving as visiting research professor of Faculty of Science and Technology at Bournemouth University, UK until 2023. In 2021, he registered as ASEAN Chartered Professional Engineer (ACPE) under Chartered Professional Engineer Coordinating Committee (ACPECC).

As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.