Dr. Sr Zuraini Md Ali started her career in the Built Environment as an Assistant Architect at Akitek Jururancang (Malaysia) Sdn Bhd, Kuala Lumpur.  Her passion in teaching started in 1992 when she joined the School of Architecture and Quantity Surveying, Federal Institute of Technology, Kuala Lumpur. She continued her study in 1994 before joining MARA Institute of Technology, Shah Alam, Selangor in 1996 and was one of the pioneering staff to establish the Department of Building Surveying, Faculty of Architecture, Planning & Surveying, UiTM. She then joined University Malaya in 1998, also as one of the pioneering staff in the Department of Building Surveying, Faculty of Built Environment, Universiti Malaya. Zuraini was also involved in conservation works throughout her career since 1998 including Restoration of Istana Balai Besar, Alor Star, Kedah (1999-2001), Restoration of Dewan Tunku Canselor, University Malaya (2002-2004) and Restoration of Taman Sejarah Kusta Negara (Fasa1) Sg Buloh (2012-2014). She also received several recognition and awards in her research and consultancy works including Honorable Mention in National Heritage Awards 2004: Conservation with Adaptive Re-Use of Bargas Zakariah, Badan Warisan Malaysia in 2005. Professionally, Zuraini is a full member of the Royal Institution of Surveyors, Malaysia (MRISM), member of ICOMOS Malaysia  & International, Member of Malaysia Heritage Trust, Malaysia Historical Society, Malaysian Branch of Royal Asiatic Society and a Registered Conservator of Department of National Heritage, Ministry of Tourism, Arts and Culture, Malaysia. Currently, she is a Senior Lecturer at the Department of Building Surveying, UM, teaching and coordinating a Building Measurement and Analysis class as well as Conservation Studies.  She was a Course Coordinator (since 2013-2016) and Programme Coordinator (2017)  for UM-LJMU Exchange Programme with Liverpool John Moores University students studying Building Conservation of UNESCO World Heritage cities in Malaysia annually for a month. She was also appointed as Resource Person in the ASEAN Youth Volunteerism Programme (AYVP 2014: The Development of ASEAN Youth Heritage Leaders: Through Volunteerism and Community Engagement) jointly organized by UKM, UM, MoEM, MoTCM,  ASEAN, UNESCO, Melaka & George Town World Heritage Site and the USAID.  She was appointed as Faculty Coordinator for Teaching of Undergraduates Studies, Faculty of Built Environment (1 August 2014-August 2018).  She has graduated several Ph.D. and Master students as well as supervising undergraduate students from aspects of conservation and built environment especially in heritage, history, and practice.  She also published articles in journals and conference proceedings locally and internationally.  Her book title Mubin Sheppard: Pioneering Works in Architectural Conservation in Malaysia won University of Malaya Excellent Award in 2017, The National Book Award 2020-2021(Scholarly Writing Category:Built Environment) and The 14th National Academic Award (Book Publication) in 2022.

As an academician and researcher at the University of Malaya in Kuala Lumpur, Malaysia, I bring a strong passion and expertise to the fields of Digital Financial Literacy and Behavioral Finance. My research delves into the intersection of financial knowledge and behavior, especially in the context of digital finance, where I aim to empower individuals and communities with the tools and insights necessary to make informed financial decisions. With a robust foundation in quantitative analysis, I specialize in advanced statistical methods and data interpretation, ensuring that my research provides actionable insights backed by rigorous methodology. My commitment to financial literacy is not only academic but also driven by a broader mission to enhance financial capability among youth, young adults, and underserved communities, aligning with Sustainable Development Goals (SDGs) related to financial inclusion and economic growth.Core Competencies: - Quantitative Data Analysis & Research Methodology - Behavioral Finance & Financial Literacy (Digital) - Financial Inclusion & Economic Empowerment - Academic Lecturing & Mentorship I welcome connections with fellow researchers, industry professionals, and organizations interested in collaboration, consultancy, and impactful research projects. Let's connect to advance financial literacy and foster economic empowerment together.

Professor Kulenthran Arumugam is a Malaysian national, born on January 30th 1949.  He is married and has two children.  He graduated from University of Singapore Medical School in 1975 and completed his internship at the University Hospital Kuala Lumpur.  After serving 2 years as a Lecturer in the Department of Anatomy, University of Malaya he commenced his career in Obstetrics and Gynaecology as a Registrar in the Department of Obstetrics and Gynaecology, University Hospital, Kuala Lumpur and at the University of Aberdeen, Scotland for two years before sitting for and passing the Membership Examination to the Royal College of Obstetricians and Gynaecologists  (MRCOG), London at its first attempt in January 1982.(He was elevated to a Fellow of the Royal College in 1995). He resumed his Academic and Clinical career as a Lecturer in the Department of Obstetrics and Gynaecology, University of Malaya Medical Centre in 1982.  He rapidly rose through the ranks and was appointed Associate Professor and Consultant in 1986 and to Professor and Senior Consultant Obstetrician and Gynaecologistin 1991. He was elevated to a Fellow of Academy of Medicine of Malaysia in 2008 In 2003 he found his niche in Clinical Epidemiology having read the Post Graduate Diploma in Epidemiology from the London School of Hygiene.  Completing his tenure in the Department of Obstetrics and Gynaecology, in 2008 he moved to Head the Research Development Unit of the Faculty in order to guide the Faculty Staff into Research in the Clinical Sciences. Also, because of his legal expertise in having read the LLB Hons (Lond), he teaches Health Law, Ethics and professional development to the Faculty. However he continues to keep in touch with Clinical Medicine with his colleagues in the Clinical Departments. Since his retirement from the University Malaya in 2015 he continues, as Professor Kehormat, to teach in the Faculty, Health Law, Ethics, and Obstetrics and Gynaecology. Furthermore, as a Consultant to the Research Training Unit of the Faculty he guides and trains the medical officers and academic staff in clinical research.