BIODATA   Rosmawani Che Hashim is an associate professor at the Department of Management and Marketing, Universiti Malaya (UM). Her areas of expertise are commercial law and banking law. She holds a Bachelor of Laws (Hons) degree in 1992 and a Bachelor of Shariah Law (Hons) degree in 1993 from the International Islamic University Malaysia (IIUM). Following her bachelor’s degree, she obtained her master’s in international commercial law from the University of Nottingham, the UK, in 1995. She holds her Ph.D. in Islamic Banking and Finance Law at the International Islamic Banking and Finance Institute (IIiBF) at IIUM. She began her career as a lecturer at Universiti Utara Malaysia in 1995 before transferring to UM in 2005. Currently, she is teaching Commercial Law and Legal Aspects of Banking Law at the Faculty of Business and Economics (FBE). Apart from her considerable teaching experience and administration posts, she is active in literary pursuits. She published articles in her related field in various social sciences journals, books, and proceedings of international conferences. She has several years of experience in consulting projects with agencies such as Malaysian Investment Development Authority (MIDA), the Asian Institute of Finance (AIF), and the British High Commission, United Kingdom. Her research area covers legal issues in commercial and banking laws, wellbeing at the workplace, domestic violence, and elderly and informal caretakers' wellbeing. Her current interest is in qualitative research.

Dr. Sonia Kumari is Senior Lecturer at Department of Development Studies, Faculty of Business and Economics, University of Malaya. She holds PhD (Financial Development and Economic Growth, UNIMAS, Malaysia), MEcon (Public Policy, UKM, Malaysia) and BEc (Management Economics, UKM, Malaysia).  Her research expertise includes, Financial Development ; Financial Integration; Financial Inclusion; Sustainable Finance; Climate Finance; and Financial management of small businesses, with main focus on multidisciplinary themes related to emerging and developing economies. Her previous work experience includes: Associate Economist at the Central Bank of Malaysia (BNM) ; Visiting Research Fellow at Bocconi University, Milan, Italy; Visiting Research Fellow at Instituto Complutense de Estudios Internacionales (ICEI), Complutense University of Madrid, Spain; Lecturer at Help University, Malaysia.  She has taught several courses at Undergraduate level including:  Microfinance and Social Enterprise, Analysis of Development Projects, SME Development, Agriculture Business Management, Agriculture Development, Development Economics and Research Methodology (at University of Malaya); Principles of Business Management, Principles of Macroeconomics and Principles of Microeconomics (at Help University). Postgraduate courses: Sustainable Finance (Universiti Malaya).  She supervised over 50 UG projects including industrial placement projects (at University of Malaya); over 15 Masters Research Projects (at University of Malaya); and 1 Doctoral completion (current PhD supervision = 8).   Produced over 30 publications, including book chapters, articles in internationally refereed journals, policy briefs and reports. She has also reviewed several papers for journals and conferences.  She has led research projects on: "Financial Inclusion and Inclusive Growth" and "Government Supports And Food Operator's Performance In Klang Valley" (University Grant). She is also a co-researcher for projects such as "Role of Social Enterprise in Poverty Alleviation and Inclusive Development in Malaysia" (University Grants); Developing Environmental Reporting Framework for the Small and Medium Enterprises in Malaysia: Using Q-Methodological Approach" (FRGS, Government of Malaysia) and "Catching-up along the Global Value Chain: models, determinants and policy implications in the era of the Fourth Industrial Revolution" (European Commission Grant). She has research collaborative links in several countries including South Africa, China and Bangladesh.  She is an Associate Editor for Journal of Institutions and Economies.  

Mohammad Nazri is an associate professor in the Faculty of Business and Economics, Universiti Malaya. He obtained his Doctor of Business Administration (DBA) from the University Technology MARA (UiTM), MBA and BBA from the National University of Malaysia (UKM). He had almost 12 years professional experience with RHB Investment Bank. His research interest includes Management, Supply Chain, Leadership and Strategic Management. Human Capital, Business Ethics and Islamic Perspectives in Business are among his teaching specialties. He published several books as well as more than 80 research articles in WOS, ESCI, Scopus and other refereed journals. His research grants included those from the Iniversity Malaya Research Grant (UMRG), Kementerian Pelajaran Malaysia (KPM), Long-Term Research Grant (LRGS) and Special Interest Group Grant, UiTM.