Curriculum Vitae
BIOGRAPHY
Mohd Zaidi Md Zabri is a Senior Lecturer at the Department of Finance, Faculty of Business and Economics, Universiti Malaya. He holds a PhD from the IIUM Institute of Islamic Banking and Finance, International Islamic University Malaysia.
Driven by a deep commitment to fostering financial well-being, his research interests lie in the fields of Islamic social finance and Islamic financial literacy. He firmly believes that equipping individuals with fundamental knowledge of Islamic finance serves as a safeguard against falling prey to financial scams. Startlingly, recent data from the Royal Malaysian Police reveals that such scams have amassed a staggering RM5.2 billion (approximately USD1.16 billion) in losses from 2020 to May 2022 alone. To put this figure into perspective, it is comparable to the GDP of Perlis, Malaysia's smallest state.
In lieu of the above, he is deeply passionate about financial literacy and has made appearances across mainstream media platforms such as Selamat Pagi Malaysia (RTM) and Malaysia Hari Ini (MHI). He has published in popular Malaysian dailies such as Utusan Malaysia, Berita Harian, Kosmo!, Harian Metro, New Straits Time, and The Malaysian Insight (for the complete list of his mainstream media sharing, please click through here. The link is safe, I promise). As of July 2023, the cumulative estimated value of publicity generated by his media appearances and newspaper articles stands at RM2.5 million.
He is also a proud father of an autistic son who loves buying books more than he can read (by the way, it's not hoarding if it's books).
AREAS OF EXPERTISE
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ISLAMIC FINANCEIslamic Home Financing
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ISLAMIC FINANCETakaful
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ISLAMIC FINANCEIslamic Financial Literacy
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OTHER FINANCEIslamic Social Finance
ACADEMIC QUALIFICATION
- PhD (Islamic Banking and Finance), (Islamic Banking & Finance)International Islamic University Malaysia (IIUM)
- MBA (Islamic Banking Finance), (Islamic Banking & Finance)International Islamic University Malaysia (IIUM)
- BBA (Hons)(Finance), (Business Administration)Universiti Teknologi Mara (Uitm)
- DIPLOMA BUSINESS STUDIES, (Pengajian Perniagaan)Universiti Teknologi Mara (Uitm)
ADMINISTRATIVE DUTIES
- Supervisor01 Sep 2022 - 31 Oct 2025 (Deputy Dean (Student Affairs) Office, Faculty of Business and Economics)
- Committee Members28 Sep 2022 - 27 Sep 2025 (Deputy Dean (Undergraduate) Office, Faculty of Business and Economics)
- Member, Occupational Safety and Health Committee26 Oct 2021 - 25 Oct 2024 (Department of Finance, Faculty of Business and Economics)
- Committee Members26 Oct 2021 - 25 Oct 2024 (Administration Office, Faculty of Business and Economics)
- Committee Members26 Oct 2021 - 25 Oct 2024 (Administration Office, Faculty of Business and Economics)
- Academic Advisor02 Sep 2020 - 02 Sep 2023 (Department of Finance and Banking, Faculty of Business & Accountancy)
- Supervisor21 Nov 2022 - 23 Dec 2022 (Department of Finance, Faculty of Business and Economics)
- Task Force Member09 Jun 2022 - 14 Jun 2022 (Deputy Dean (Undergraduate) Office, Faculty of Business and Economics)
- COVID-19 Committee06 May 2021 - 31 Dec 2021 (Department of Finance, Faculty of Business and Economics)
- Pro tem Chairman, FPP Staff Welfare Club07 Dec 2020 - 07 Dec 2021 (Department of Finance and Banking, Faculty of Business & Accountancy)
- Committee Member, Occupational Safety and Health02 Sep 2020 - 02 Sep 2021 (Department of Finance and Banking, Faculty of Business & Accountancy)
- Exhibitor, Universiti Malaya Virtual Open Day 202121 Aug 2021 - 22 Aug 2021 (University Malaya)
- Academic Supervisor (Internship Program, Semester I, 2020/2021)03 May 2021 - 30 Jun 2021 (Department of Finance and Banking, Faculty of Business & Accountancy)
- Panel Interviewer for New Bachelor Degree Admissions (Intake 2021/2022)08 Jun 2021 - 11 Jun 2021 (Department of Finance and Banking, Faculty of Business & Accountancy)
- Invigilator for ICAEW's Strategic Credit Papers27 Jan 2021 - 27 Jan 2021 (Department of Accountancy, Faculty of Business & Accountancy)
- Academic Supervisor (Internship Program, Semester I, 2020/2021)03 Nov 2020 - 31 Dec 2020 (Department of Finance and Banking, Faculty of Business & Accountancy)
- Academic Supervisor (Internship Program, Semester II, 2020/2021)11 May 2020 - 29 Jun 2020 (Department of Finance and Banking, Faculty of Business & Accountancy)
- Panel Interviewer for New Bachelor Degree Admissions (Intake 2020/2021)03 Jun 2020 - 10 Jun 2020 (Department of Finance and Banking, Faculty of Business & Accountancy)
MEMBERSHIPS
- MALAYSIAN FINANCE ASSOCIATION, MEMBERSince 2019 (National)
- IQTISHADIA: JOURNAL OF ISLAMIC ECONOMICS AND BUSINESS, CHIEF EDITOR/ EDITOR IN CHIEF2021 to 2023 (International)
- IIIBF ALUMNI WING, COMMITTEE MEMBER2020 to 2023 (National)
PUBLICATIONS
Article in Journal
- Abd. Rahman, N., Md Zabri. M.Z., Ali, M.M. (in press). Addressing the agricultural financing gap in Malaysia via Manihah Agricultural Financing Model: Will Islamic banks go the extra mile? Agricultural Finance Review. https://doi.org/10.1108/AFR-04-2021-0043
- Abdul Rahman, N. H., Md Zabri, M. Z. (2021). Why the one-size-fits-all subsidy structure of Tabung Haji no longer works and how to move forward. ICR Journal. 12 (1), 98-113.
- Nik Azman, N. H, Md Zabri, M. Z., Masron, T. A., & Abdul Kader Malim, N. The adoption of ar-rahnu and financial wellbeing of micro-entrepreneurs in Malaysia, International Journal of Academic Research in Business and Social Sciences, 10(6), 36 53
- Nik Azman, N. H., Md Zabri, M. Z., Kassim, S. H., Abdul Kader Malim, N. (2020). Unleashing the ar-rahnu as a micro-financing instrument for micro-entrepreneurs in Malaysia. International Journal of Academic Research in Business and Social Sciences, 10(6), 183 196.
- Nik Azman, N. H., Md Zabri, M. Z., Masron, T. A., Abdul Kader Malim, N. (2020). The utilization of Islamic fintech (i-fintech) in promoting sustainable inclusive growth: Evidence from micro-entrepreneurs in Malaysia. Journal of Islamic Monetary Economics and Finance
- Md Zabri, M. Z. & Haron, Razali. (2019). A comparative analysis of financial affordability in Islamic home financing instruments in Malaysia. International Journal of Housing Markets and Analysis, 12 (6), 1093-1112
- Md Zabri, M. Z. & Mohammed, M. O. (2018). Examining the behavioral intention to participate in a Cash Waqf-Financial Cooperative-Musharakah Mutanaqisah home financing model. Managerial Finance, 44(6), 809-829
- Md Zabri, M. Z. & Mohammed, M. O. (2018). Qualitative validation of a financially affordable Islamic home financing model. ISRA International Journal of Islamic Finance, 10(2), 143-161
- Md Zabri, M. Z., Abd. Razak, D. & Mohammed, M. O. (2015). An analytical framework to examine shari ah compliant mortgage financing by financial cooperatives in Malaysia. Journal of Islamic Finance, 4(2), 18-30
- Zabri, Z., & Abduh, M. (2013). Re-examining the bank patronize behavior in Malaysia: A logistic regression approach. World Applied Sciences Journal, 25(4), 574-580
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Ahmad N., Zabri M.Z.M. (2023). THE CURIOUS CASE OF RIB S MUTED ROLE IN BANK SELECTION CRITERIA AMONG MUSLIMS IN KLANG VALLEY, MALAYSIA, ISRA International Journal of Islamic Finance. 15(2), 136-158. doi:10.55188/ijif.v15i2.546
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Shahimi S., Zabri M.Z.M., Hameed L.B.M., Aziz Z.N.A.-U.M.A. (2023). Consumption Patterns in Malaysia: Reassessing the Impact of COVID-19 Moratorium on M40 Households, Malaysian Journal of Consumer and Family Economics. 31, 554-576. doi:10.60016/majcafe.v31.21
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Abd Rahman N.H., Md Zabri M.Z., Ali M.M. (2022). Addressing the agricultural financing gap in Malaysia via Manihah Agricultural Financing Model: will Islamic banks go the extra mile?, Agricultural Finance Review. 82(4), 714-731. doi:10.1108/AFR-04-2021-0043
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Azman N.H.N., Zabri M.Z.M. (2022). SHARI'AH-COMPLIANT FINTECH USAGE AMONG MICROENTREPRENEURS IN MALAYSIA: AN EXTENSION OF UTAUT MODEL, Journal of Islamic Monetary Economics and Finance. 8(2), 305-324. doi:10.21098/jimf.v8i2.1417
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Nik Azman N.H., Md Zabri M.Z., Zull Kepili E.I. (2021). Nexus between Islamic microfinancing and financial wellbeing of micro-entrepreneurs during the COVID-19 pandemic in Malaysia, Jurnal Ekonomi Malaysia. 55(1). doi:10.17576/JEM-2021-5501-10
Other Publications
- Md Zabri, M. Z. (2023, August 17). Perkasa daya tahan iklim negara menerusi strategi wakaf hijau. Berita Harian - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, August 25). Jalin perkongsian pintar promosi sistem perbankan Islam di Russia. Berita Harian - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, July 6). Erti pengorbanan dalam mengurus kewangan. Malaysia Gazette - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, June 21). Wakaf tandan: Teladan baru pemain wakaf korporat . Malaysiakini - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, June 22). Pertingkat potensi wakaf korporat pacu kehidupan lestari. Berita Harian - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, June 22). Wakaf korporat pastikan projek CSR berterusan. Utusan Malaysia - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, June 5). Dipandu rangka kerja telus. Harian Metro - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, June 9). Naik OPR: pastikan rakyat rancang perbelanjaan dahulu. Utusan Malaysia - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, May 24). Untung bersasar perlu jadi keutamaan Tabung Haji. Utusan Malaysia - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, May 28). MPC and its independent role in OPR-setting. Malay Mail - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, May 30). MPC adil, namun BNM perlu pergiat usaha penerangan. Malaysia Gazette - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, May 31). Pergiat penerangan kaedah penentuan OPR. Berita Harian - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, September 19). Memperkasa wakaf hijau. Harian Metro - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2023, September 6). Peluang Malaysia dalam perbankan Islam di Rusia. Harakahdaily - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2022, August 17). Subsidi tidak bersasar jauh panggang dari api. Malaysia Gazette. https://malaysiagazette.com/2022/09/25/subsidi-tidak-bersasar-jauh-panggang-dari-api/ - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. (2022, August 7-13). Subsidi tidak bersasar - jauh panggang dari api. WilayahKu. - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
- Md Zabri, M. Z. & Abd Rahman, N. (2021, December 16). 'Menangani isu kesematan makanan negara: Membugar sektor pertanian.' Harian Metro. https://www.hmetro.com.my/rencana/2021/12/788985/membugar-sektor-pertanian?fbclid=IwAR0McLuIIHiOrxEob_neNiQ5ywjJvO-j9Wu5AFWck33EWgINfYl6m28kiSo - Mass Media(Newspaper,Radio,Tv,Popular Magazine)
RESEARCH PROJECT
National
- 2022 - 2024, Fundamental Research Grant Scheme (FRGS)Financial Well-Being Of Football Players In The Malaysian Professional Leagues ( Co-Researcher)
- 2022 - 2024, Government AgencyPenyelidikan Dalam Konteks Governans, Integriti Dan Antirasuah Dalam Sektor Kewangan Dan Perbankan Di Malaysia: Risiko Dan Intervensi ( Co-Researcher)
- 2020 - 2023, RU Geran - Fakulti ProgramDeveloping An Emotional Marketing Model For Family Takaful Agents In Malaysia ( Principal Investigator(PI))
- 2020 - 2023, Others MOHE - Top 100 (IIRG)-SAHPotential And Sustainability Of Integrated Multi-trophic Aquaculture Programme For Empowering The Economy Of Kelantan Coastal Community ( Co-Researcher)
- 2021 - 2023, Government AgencyA Holistic Approach On Socio-economic And Environment Impacts Of Cultivation Kratom In Malaysia ( Co-Researcher)
- 2020 - 2022, RU Geran - Fakulti ProgramP2P Lending Startups and Banks In Malaysia: Are They Substitute? ( Co-Researcher)
PAPER PRESENTED
CONFERENCE
- Research In social and economic impacts of the COVID-19 and policy responses: What is known so far?, Persidangan Kebangsaan Ekonomi Malaysia (PERKEM) Ke-15, Fakulti Ekonomi dan Pengurusan, Universiti Kebangsaan Malaysia (National) (27 Jan 2021 - 27 Jan 2021)
- The utilization of Islamic fintech (i-Fintech) in promoting sustainable inclusive growth: Evidence from micro-entrepreneurs in Malaysia, 5th International Islamic Monetary Economics and Finance Conference (IIMEFC 2019), Bank Indonesia (International) (12 Nov 2019 - 14 Nov 2019)
ACADEMIC/PROF. SERVICES
Evaluation
- (2021) Money Creation and Commercial Banks Money Lending Activity Through The Accounting Treatment; Stakeholders Perceptions in Malaysia, International, (Reviewer)
- (2021) The Role of Fintech Innovation in Promoting Household Consumption: Icing On The Cake or Charcoal in The Snow?, International, (Reviewer)
- (2020) Reviewer for an article in the International Journal of Islamic and Middle Eastern Finance and Management (IMEFM-03-2020-0120), (Reviewer)
- (2020) Reviewer for an article in Islam and Civilisational Renewal (009/11.2), (Reviewer)
- (2019) Reviewer for a book chapter in Economics, Business, and Islamic Finance in ASEAN Economics Community , (Reviewer)
Contribution to external organisation
- (2023) Chief Editor, Iqtishadia: Journal of Islamic Economics and Business, International, (Technical Advisor)
- (2022) External Advisor (Academic) and External Examiner for Foundation in Business and Diploma in Business Management, National, (Expert Advisor)
- (2021) External Advisor (Academic), Foundation in Arts, National, (Academic Appointment )
- (2020) External Advisor (Academic), Foundation in Arts, PICOMS International University College , National
Contribution to event
- (2021) Speaker (Financing for Entrepreneurs: The Malaysian Experience), University, (Panelist/Moderator)
Media appearance
- (2024) Sukan Komanwel 2026: Berbaloi Atau Bebanan? (Astro Awani), National, (Interview)
- (2023) Bajet Nak Raya (Wanita Hari Ini), National, (Panelist/Moderator)
- (2023) Realistic Budget for Ramadan (Bernama Tv), National, (Interview)
- (2023) Sara Hidup: Mengutamakan Keperluan, Menangguhkan Kemahuan (Selamat Pagi Malaysia), National, (Interview)
- (2022) Negara Menua: Cukupkah Simpanan Hari Tua? (Biz Malaysia, Rtm), National, (Interview)
- (2022) Kutu, Antara Untung dan Rugi (Utusan Malaysia, 29/10/2022), National, (Interview)
- (2022) Soal Wang: Cukupkah Tabungan Hari Tua? (Malaysia Hari Ini), National, (Interview)
- (2022) Tabungan Hari Tua: Berapa Yang Cukup? (Selamat Pagi Malaysia - Rtm), National, (Interview)
- (2022) Rumah: Sewa Atau Beli? (Bernama Tv), National, (Interview)
- (2022) Bajet 2023 Perlu Seimbang Ekonomi, Sosial, Alam Sekitar (Berita Harian, 29/09/2022), National, (Interview)
- (2022) 2023 Budget: Balanced Allocation for Economy, Social, Environment (Astro Awani, 28/09/2022), National, (Interview)
- (2022) Selamat Pagi Malaysia: Penetapan Harga Siling Barang, National, (Interview)
- (2022) Selamat Pagi Malaysia: Harga Makanan Kampus, National, (Interview)
- (2022) Jadi Miskin Angkara Covid-19 (Kosmo!, 03/03/2022), National, (Interview)
- (2022) Tabung Haji Malaysia Diminta Hitung Ulang Keuangan Saat Pandemi (Republika, 14/02/2022), International, (Interview)
- (2022) Pandemic Compels Th to Reevaluate Aid Rendered to Haj Pilgrims (New Straits Times, 11/02/2022), National, (Interview)
- (2021) Selamat Pagi Malaysia (Kawal Perbelanjaan, Fokus Keperluan Ketika Pkp), National, (Interview)
- (2021) Selamat Pagi Malaysia (Impak 'Lockdown' Terhadap Ekonomi), National, (Interview)
SUPERVISION
Postgraduate Student
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(2023) Inter-Religious Group Prosocial Behavior in A Muslim-Majority Country, HENDY MUSTIKO AJI
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(2023) Adoption Intention of Mobile Application for Hong Kong Stock Brokerage Users: An Empirical Examination with an Extended Technology Acceptance Model, JINTIAN FENG
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(2023) Integration of Islamic microfinance, THUBA JAZIL
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(2021) The effect of moratorium on M40 household consumption behaviour, Zainab Nadhilah Al-Uzrah Mohd Abd Aziz (National University of Malaysia (UKM))
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(2021) Determinant Of Preference Between Takaful And Conventional Insurance Among Middle- And Lower-Income Group In Malaysia., SYED MUHAMMAD SYAFIQ SYED MOHAMMED
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(2020) A study of perception of Riba among Muslims and factors influencing Muslim involvement in Riba: Is Riba becoming a culturally acceptable sin?, NORKHAIRIAH BINTI AHMAD @ ABDUL RAHMAN
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(2020) End-Of-Week Investors Reaction to Material Announcement, ALIAH BINTI AMIL
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(2020) Factors Influencing Intention To Use Online Investment Applications Among Indonesian, ANNISA NURLITA PUTRI
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(2019) The moderating role of knowledge about riba on bank selection criteria among Muslims in Malaysia, Norkhairiah Binti Ahmad @ Abdul Rahman
TEACHING
Master
- (2023) CQD7001 - Economics for Management
Bachelor
- (2023) CIC3013 - Islamic Banking
- (2023) CIC3014 - Islamic Capital Market and Instruments
- (2023) CIX1001 - Principles of Microeconomics
- (2022) CIC3013 - Islamic Banking
- (2022) CIC3014 - Islamic Capital Market and Instruments
- (2022) CIX1001 - Principles of Microeconomics
- (2021) CIC3013 - Islamic Banking
- (2021) CIX1001 - Principles of Microeconomics
- (2020) CIC3013 - Islamic Banking
- (2020) CIX1001 - Principles of Microeconomics
- (2020) CIC3013 - Bachelor/First Degree
- (2020) CIC3016 - Takaful
- (2020) CIX1001 - Principles of Microeconomics
- (2019) CIX1001 - Principles of Microeconomics
- (2019) CIC3016 - Takaful
- (2019) CIC3016 - Bachelor/First Degree
SOCIAL RESPONSIBILITY ACTIVITIES
- Panelis, "Menjalankan Intervensi Anak Autisme Semasa Pandemik Covid-19", (27 Mar 2021 - 27 Mar 2021) (National)
- Speaker, International Short Course for Young Islamic Economist, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Kalijaga, Yogyakarta, Indonesia, (27 Nov 2020 - 27 Nov 2020)
COURSE ATTENDED
Internal / External Course
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IMPLEMENTATION OF AN INTEGRATED MULTI-TROPIC AQUACULTURE PROGRAM FOR THE ECONOMIC UPLIFTMENT OF THE KELANTAN COASTAL COMMUNITY, (05 Dec 2021 - 07 Dec 2021)
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IMPLEMENTATION OF AN INTEGRATED MULTI-TROPIC AQUACULTURE PROGRAM FOR THE ECONOMIC UPLIFTMENT OF THE KELANTAN COASTAL COMMUNITY, (07 Mar 2022 - 11 Mar 2022)
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WORKSHOP ON STORYTELLING 201 : BETTER STORIES IN NEW MEDIA, Seminar Room 1 & 2, Lobby, Research Management Innovation Complex, Ippp, UM (18 Aug 2020 - 18 Aug 2020)