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CURRICULUM VITAE

DR. SITI AISAH BINTI BOHARI
DR. SITI AISAH BINTI BOHARI
Senior Lecturer
Department of Finance
Faculty of Business and Economics
+603-79673624
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ORCID ID
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AREAS OF EXPERTISE

  • CONVENTIONAL INVESTMENT INSTRUMENT
    Applied Social Science And Humanities, Banking, Finance And Wealth Management, Investment
  • FINTECH
    Applied Social Science And Humanities, Banking, Finance And Wealth Management, Specialist Topics In Banking, Finance And Wealth Management
  • BEHAVIOURAL FINANCE
    Applied Social Science And Humanities, Banking, Finance And Wealth Management, Specialist Topics In Banking, Finance And Wealth Management
  • SUSTAINABLE FINANCE
    Applied Social Science And Humanities, Banking, Finance And Wealth Management, Specialist Topics In Banking, Finance And Wealth Management

ACADEMIC QUALIFICATION

  • PHD IN MANAGEMENT (SPECIALIZED IN FINANCE), (Finance)
    Universiti Kebangsaan Malaysia (UKM)
  • MASTER IN APPLIED FINANCE AND INVESTMENT, (Finance)
    Universiti Kebangsaan Malaysia (UKM)
  • BACHELOR OF COMMERCE, (ACTUARIAL STUDIES AND FINANCE)
    University of New South Wales, Australia

PUBLICATIONS

Article in Journal
WoS
  1. Bohari, Siti Aisah; Wahab, Adilah A.; Abdul-Rahim, Ruzita (2025). Navigating Fintech adoption through the role of perceived benefits and risks: the moderating role of generational cohorts, INTERNATIONAL JOURNAL OF BANK MARKETING. . doi:10.1108/IJBM-01-2024-0064
ESCI
  1. Subramaniam, Y; Habibullah, MS; Masron, TA; Hashim, HIBC; Bohari, SAB (2026). Impact of income, poverty, and artificial intelligence on financial inclusion, JOURNAL OF FINANCIAL ECONOMIC POLICY. . doi:10.1108/JFEP-07-2025-0275
  2. Ling, Pick-Soon; Yusof, Fatin Iman; Wahab, Adilah A.; Bohari, Siti Aisah (2025). Use intention on the Halal verification applications: the moderating role of religiosity in an S-O-R framework, JOURNAL OF ISLAMIC MARKETING. . doi:10.1108/JIMA-10-2024-0483
  3. Wahab, Adilah A.; Bohari, Siti Aisah; Sheng, Wei Chyi (2024). Critical success factors in Malaysian housing projects: examining contractual, process and human management with knowledge sharing moderation, INTERNATIONAL JOURNAL OF HOUSING MARKETS AND ANALYSIS. . doi:10.1108/IJHMA-02-2024-0028
Scopus
  1. Subramaniam Y., Habibullah M.S., Masron T.A., Che Hashim H.I.B., Bohari S.A.B. (2026). Impact of income, poverty, and artificial intelligence on financial inclusion, Journal of Financial Economic Policy. 18(4), 699-721. doi:10.1108/JFEP-07-2025-0275
  2. A. Wahab A., Bohari S.A., Sheng W.C. (2025). Critical success factors in Malaysian housing projects: examining contractual, process and human management with knowledge sharing moderation, International Journal of Housing Markets and Analysis. . doi:10.1108/IJHMA-02-2024-0028
  3. Bohari S.A., Wahab A.A., Abdul-Rahim R. (2025). Navigating Fintech adoption through the role of perceived benefits and risks: the moderating role of generational cohorts, International Journal of Bank Marketing. . doi:10.1108/IJBM-01-2024-0064
  4. Ling P.-S., Yusof F.I., A. Wahab A., Bohari S.A. (2025). Use intention on the Halal verification applications: the moderating role of religiosity in an S-O-R framework, Journal of Islamic Marketing. . doi:10.1108/JIMA-10-2024-0483
  5. Wahab A.A., Bohari S.A., Ling P.-S. (2025). BRIDGING FINANCIAL GAPS: HOW FINTECH DRIVES GLOBAL FINANCIAL LITERACY AND DEVELOPMENT UNDER CURRENCY EXPOSURE CONSTRAINTS, Risk Governance and Control Financial Markets and Institutions. 15(4), 65-75. doi:10.22495/rgcv15i4p6
Others
  1. Abdul-Rahim, R.; Bohari, S.A.; Aman, A.; Awang, Z. Benefit–Risk Perceptions of FinTech Adoption for Sustainability from Bank Consumers’ Perspective: The Moderating Role of Fear of COVID-19. Sustainability 2022, 14, 8357. https://doi.org/10.3390/ su14148357
  2. Bohari, S.A., Abdul-Rahim, R. and Aman, A. (2022) ‘Role of comparative economic benefits on intention to use e-wallet: the case in Malaysia’, Int. J. Electronic Finance, Vol. 11, No. 4, pp.364–382
Books
  1. Bohari, S.A. & Abdul Rahim, R. 2024. Fintech Adoption in Malaysia Amidst COVID-19 Pandemic, UKM Publisher: UKM Bangi
  2. Abdul Rahim, R. , Tze, T. L., Roei, K. S., Bohari, S.A. (2023) E-wallets for Cashless Malaysia. Penerbit UKM.
  3. Abdul-Rahim, R., & Bohari, S.A. (2021).Performance of Exchange Traded Funds in Asean-5 Countries, Penerbit UKM
Other Publications
  1. Akses Malaysia. (2024, October 23). We are on the right track towards digital economy. Akses Malaysia. https://www.aksesmalaysia.my/we-are-on-the-right-track-towards-digital-economy/ - Mass Media(newspaper,radio,tv,popular Magazine)
  2. Bohari, S. A. (2024, October 22). We are on the right track towards digital economy — Siti Aisah Bohari. Malaymail. https://www.malaymail.com/news/what-you-think/2024/10/22/we-are-on-the-right-track-towards-digital-economy-siti-aisah-bohari/154424 - Mass Media(newspaper,radio,tv,popular Magazine)
  3. Bohari, S. A. (2024, November 10). Six steps to avoid falling victim to scammers. New Straits Times. https://www.nst.com.my/opinion/letters/2024/11/1129334/six-steps-avoid-falling-victim-scammers - Mass Media(newspaper,radio,tv,popular Magazine)
  4. Bohari, S. A. (2024, November 3). Scammers’ tactics evolved, so should our protection. um+. https://www.umresearchplus.com/scammers-tactics-evolved-so-should-our-protection/ - Mass Media(newspaper,radio,tv,popular Magazine)
  5. Bohari, S. A. (2024, November 7). Stop them. Apakhabartv. https://apakhabartv.com/2024/11/07/stop-them/ - Mass Media(newspaper,radio,tv,popular Magazine)
  6. Bohari, S. A. (2024, October 22). On right track towards digital economy. Malaysiakini. https://www.malaysiakini.com/letters/723505 - Mass Media(newspaper,radio,tv,popular Magazine)
  7. Bohari, S. A. (2024, October 22). We are on the right track towards digital economy. Bebas News. https://bebasnews.my/2024/10/22/we-are-on-the-right-track-towards-digital-economy/ - Mass Media(newspaper,radio,tv,popular Magazine)
  8. Bohari, S. A. (2024, October 22). We are on the right track towards digital economy. Malaysia Gazette. https://malaysiagazette.com/2024/10/22/we-are-on-the-right-track-towards-digital-economy/ - Mass Media(newspaper,radio,tv,popular Magazine)
  9. Bohari, S. A. (2024, October 23). We are on the right track towards digital economy. WilayahMy. https://wilayah.com.my/we-are-on-the-right-track-towards-digital-economy/ - Mass Media(newspaper,radio,tv,popular Magazine)
  10. Bohari, S. A. (2024, October 29). Arm yourselves to fend off scammers' tactics. Focus Malaysia. https://focusmalaysia.my/arm-yourselves-to-fend-off-scammers-tactics/ - Mass Media(newspaper,radio,tv,popular Magazine)
  11. Bohari, S. A. (2024, October 30). Arm yourselves to fend off scammers' tactics. Asia News Today. https://asianewstoday.com/arm-yourselves-to-fend-off-scammers-tactics/ - Mass Media(newspaper,radio,tv,popular Magazine)
  12. Bohari, S. A. (2024, October 30). Arm yourselves to fend off scammers' tactics. Bebas News. https://bebasnews.my/2024/10/30/arm-yourselves-to-fend-off-scammers-tactics/ - Mass Media(newspaper,radio,tv,popular Magazine)
  13. Bohari, S. A. (2024, October 31). Let's go. Apakhabartv. https://apakhabartv.com/2024/10/31/lets-go/ - Mass Media(newspaper,radio,tv,popular Magazine)
  14. Bohari, S.A. (2024, October 22). Towards Our Digital Future. UMResearchPlus. https://www.umresearchplus.com/towards-our-digital-future/ - Mass Media(newspaper,radio,tv,popular Magazine)
  15. Business Today. (2024, October 29). Arm yourselves to fend off scammers' tactics. Business Today. https://www.businesstoday.com.my/2024/10/29/arm-yourselves-to-fend-off-scammers-tactics/ - Mass Media(newspaper,radio,tv,popular Magazine)
  16. Life News Agency. (2024, October 29). Arm yourselves to fend off scammers' tactics. Life News Agency. https://my.lifenewsagency.com/2024/10/29/arm-yourselves-to-fend-off-scammers-tactics/ - Mass Media(newspaper,radio,tv,popular Magazine)
  17. New Straits Times. (2024, October 22). Nation on track to be regional fintech hub. New Straits Times. https://www.nst.com.my/opinion/letters/2024/10/1126540/nation-track-be-regional-fintech-hub - Mass Media(newspaper,radio,tv,popular Magazine)