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Curriculum Vitae
BIOGRAPHY
Md Faruk Abdullah is a senior lecturer at the Department of Shariah and Economics, Academy of Islamic Studies, Universiti Malaya (UM). Additionally, he holds the position of Adjunct Faculty at Guidance College in Texas, USA. Before joining UM, he was a senior lecturer at the School of Banking and Finance, Faculty of Business and Management, Universiti Sultan Zainal Abidin (UniSZA) for eight years.
He earned his PhD in 2016 from the University of Malaya, specialising in Islamic economics. In 2012, he completed the Chartered Islamic Finance Professional (CIFP) program at INCEIF University. His academic journey also includes obtaining a Bachelor's degree in Fiqh and Usul al-Fiqh (Islamic law and jurisprudence) in 2010 from the International Islamic University Malaysia (IIUM).
Md Faruk has proven proficiency in teaching Islamic finance, wealth management, Shariah, and Fiqh muamalat courses at both undergraduate and postgraduate levels. His contributions extend to publishing several articles in Web of Science and SCOPUS-indexed journals.
His areas of specialisation encompass Shariah aspects of business and finance, product innovation in Islamic finance and Islamic microfinance. Presently, he serves as the Associate Editor of the Journal of Nusantara Studies (JONUS), indexed in the Emerging Sources Citation Index. Additionally, he holds a research collaboration with the Accounting Research Institute (ARI) at Universiti Teknologi MARA (UiTM) as an Associate Fellow.
To further disseminate knowledge, he maintains a dedicated YouTube channel to share insights on fiqh muamalat, Islamic finance, and wealth management. The channel can be accessed at: https://www.youtube.com/channel/UC2mjMBd7f_AmnkyjtwIEeCA
AREAS OF EXPERTISE
- SHARIAH FUNDAMENTALS FOR ISLAMIC FINANCEApplied Social Science And Humanities, Banking, Finance And Wealth Management, Islamic Finance
ACADEMIC QUALIFICATION
- PhD.I.E, (Ekonomi Islam)Universiti Malaya (UM)
- CIFP, (Finance)International Centre for Education in Islamic Finance (Inceif)
- BIS.R.K.H, (FIQH AND USUL AL-FIQH)International Islamic University Malaysia (IIUM)
ADMINISTRATIVE DUTIES
- Coordinator07 Oct 2024 - 30 Oct 2026 (Department)
MEMBERSHIPS
- ASSOCIATE EDITOR, ASSOCIATE EDITOR2024 to 2024 (International)
PUBLICATIONS
Article in Journal
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Abdullah, Md Faruk; Ab Rahman, Asmak (2017). The Role of Wa'd in Risk Management: The Malaysian Experience, ADVANCES IN ISLAMIC FINANCE, MARKETING, AND MANAGEMENT: AN ASIAN PERSPECTIVE. , 131-158
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Khan, I., Abdullah, M. F., Rahman, N. N. A., Nor, M. R. B., Yusoff, M. (2016). The right of women in property sharing in Bangladesh: Can the islamic inheritance system eliminate discrimination? Springerplus, 5, 8.
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Khan, Issa; Rahman, Noor Naemah Abdul; Yakub, Mohd; Yusoff, Zulkifli Mohd; Abdullah, Md. Faruk (2013). Shari'ah Views on Adjusting the Repayment Amount of Loans and Debts According to a Price Index, JOURNAL OF SHIA ISLAMIC STUDIES. 6(3), 289-306
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Monawer, Abu Talib Mohammad; Rahman, Naemah Binti Abdul; Abdullah, Md. Faruk (2023). THE CONTRIBUTIONS OF CLASSICAL SCHOLARS TO THE THEORY OF MAQASID AL-SHARI'AH, JOURNAL OF NUSANTARA STUDIES-JONUS. 8(2), 244-267. doi:10.24200/jonus.vol8iss2pp244-267
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Hoque, M. N., & Abdullah, M. F. (2021). THE WORLD'S OLDEST UNIVERSITY AND ITS FINANCING EXPERIENCE: A STUDY ON AL-QARAWIYYIN UNIVERSITY (859-990). Journal of Nusantara Studies-Jonus, 6(1), 24-41. doi: 10.24200/jonus.vol6iss1pp24-41
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Monawer, Abu Talib Mohammad; Grine, Fadila; Abdullah, Md. Faruk; Nor, Mohd Roslan Mohd (2019). DO FATWAS HAMPER MUSLIM WOMEN'S SOCIO-ECONOMIC PARTICIPATION IN MALAYSIA?, JOURNAL OF NUSANTARA STUDIES-JONUS. 4(1), 232-245. doi:10.24200/jonus.vol4iss1pp232-245
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Abdullah, Md. Faruk; Amin, Md. Ruhul; Ab Rahman, Asmak (2017). IS THERE ANY DIFFERENCE BETWEEN ISLAMIC AND CONVENTIONAL MICROFINANCE? EVIDENCE FROM BANGLADESH, INTERNATIONAL JOURNAL OF BUSINESS AND SOCIETY. 18, 97-112
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Abdullah F.Md., Ab Rahman A. (2015). The theory of 'promise' (Wa'd) in Islamic law, Arab Law Quarterly. 29(2), 168-189. doi:10.1163/15730255-12341298
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Abdullah M.F., Ab Rahman A. (2015). Is Wa dan any different to Muwa adah? Empirical evidence from Malaysia, International Journal of Islamic and Middle Eastern Finance and Management. 8(3), 310-328. doi:10.1108/IMEFM-11-2014-0113
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Balarabe, A., Abdullah, M. F., & Rahman, A. (2024). Cryptocurrency in Nigeria: a Review from Contemporary Islamic Scholars’ Perspective. Jurnal Syariah, 32(3), 466–486. https://doi.org/10.22452/syariah.vol32no3.5
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Rahman, M. H., Abdullah, M. F., Ab Ghani, H., and Lambak, S. (2024). Takaful Surplus Management and Allocation for Various Sustainable Modes: Shariah and Regulatory Requirements. Asia-Pacific Management Accounting Journal, 19(2), 193-212.
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Rahman, M. H., Abdullah, M. F., Osmani, N. M., & Aziz, N. S. Z. B. (2024). Application of tàawun (mutual assistance) in cross-subsidisation of surplus among different takaful operators: an exploratory study in Malaysia. International Journal of Islamic and Middle Eastern Finance and Management, vol. 17(6), 1136-1154, https://doi.org/10.1108/imefm-12-2023-0479
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Abdullah, M. F., Hoque, M. N., Rahman, M. H. & Said, J. (2023). Shariah Solutions to Minimising Personal Bankruptcy Cases in Malaysia: A Juristic Analysis. Al-Ahkam: Jurnal Ilmu Syari’ah Dan Hukum, 8(1), 37-58. https://doi.org/10.22515/alahkam.v8i1.6305
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Al-Yazidi, A. M., Alhebri, A., Al-Matari, E. M., Abdullah, M. F. and Alkebsee, R. H. (2023). Role of quality determinants of the internal audit function in corporate governance effectiveness. Senior management support as moderator: Evidence from Yemeni commercial banks. Banks and Bank Systems, 18(2), 48-62
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Balarabe, A., Abdullah, M. F., Gwadabe, U. M., & Muhammad, A. J. (2023). History of Islamic Banking in Malaysia: A General Review. International Journal of Islamic Products and Malay Civilization, 2(1), 43–53.
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Hoque, M. N., Abdullah, M. F., & Bhuiyan, A. B. (2023). Financing Higher Education Through Society's Participation in Malaysia: A Multi-Religious Perspective. Islamic Quarterly, 67(2), 231-250
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Rahman, H.M., Abdullah, M.F. and Hoque, M.N. (2023). The Application of Hibah al- Umra in Disbursement of Family Takaful Benefits: An Exploratory Study. International Journal of Islamic and Middle Eastern Finance and Management. 16(1), 192-209
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Ramli, H. S., Abdullah, M. F., & Alam, M. K., (2023). Islamic Crowdfunding: The Malaysian Practice. Asian Journal of Accounting Research. 8(2), 145-156
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Abdullah, MF, Hoque, MN and Said, J. (2022) Can Islamic Financial Literacy Minimise Bankruptcy Among the Muslims? An Exploratory Study in Malaysia. SAGE Open, (October-December): 1-13
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Al-Yazidi, AM, Abdullah, M. F., and Alhebry, A. A. (2022). The Impact of Chief Audit Executive’s Leadership Style and Senior Management Support for Internal Audit Function on Corporate Governance Effectiveness with the Moderating Effect of Audit Committee Characteristics: Evidence from Yemen. The Journal of Management Theory and Practice (JMTP), 3(2), 65-75. https://doi.org/10.37231/jmtp.2022.3.2.242
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Al-Yazidi, AM, Abdullah, M. F., and Alhebry, A. A. (2022). The Role of Internal Audit Function in Strengthening Corporate Governance: a case on Yemeni Commercial Banks. Journal of Emerging Economies and Islamic Research, 10(2), 90-109. https://doi.org/10.24191/jeeir.v10i2.18434
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Balarabe, A., & Abdullah, MF. (2022). Ujrah-Based Islamic Credit Card: A Shariah-Compliancy Analysis. International Journal of Islamic Economics and Finance Research, 5(1), 54-68. https://doi.org/10.53840/ijiefer.v5i1 July.69
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Biplob, H., Abdullah, M. F. and Hossain, G.M.S. (2022). An Islamic Debt and Wealth Management Framework In The Context Of Malaysia. Journal of Muamalat and Islamic Finance Research (JMIFR), 19(2), 41-47. https://doi.org/10.33102/jmifr.v19i2.460
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Haque, M. F & Abdullah, M. F. (2022). Obstacles to Lawful Earnings and Their Solutions from Quran and Sunnah Perspective. Malaysian Journal of Islamic Studies, 6 (2), 49-62.
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Ayyat, SJ, Abdullah, MF and Halim, BA. (2021). Challenges of Human Resource Management in Palestine, The Journal of Management Theory and Practice, 2 (4), 17-22.
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Biplob, H and Abdullah, MF. (2021). The Concept of Wasatiyyah in Consumption: An Analysis from Islamic Financial Jurisprudence, Islam and Civilisational Renewal, 12(1), 11-26.
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Masud, A.A. and Abdullah, M.F. (20121). Abu Rayhan Al-Biruni's Study of Other Religions: A Case on Hinduism, Journal of Nusantara Studies, 6(2), 116-132
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Ayyat, SJ, Abdullah, MF and Halim, BA. (2020). Conceptualising Islamic Human Resource Management Principles in the Context of Palestine, The Journal of Management Theory and Practice, 1 (2), 9-15.
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Balarabe, A and Abdullah, MF. (2020). A Review of Islamic Credit Card Concepts from Shari’ah Perspective in Malaysia, Artech Journal of Art And Social Sciences, 2(4), 122-126.
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Balarabe, A and Abdullah, MF. (2020). The Islamic Credit Card Based on Ujrah Concept: Conceptual Review, Journal of Emerging Economies and Islamic Research, 8(3), 74-83.
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Salaman, A, Chik, WMYW and Abdullah, MF. (2020). Determining the Impact of the Internal Environment on Empowering Female Employees in The Academic Positions at Al-Istiqlal University, Malaysian Journal of Islamic Studies, 4(1), 29-43.
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Salaman, A, Chik, WMYW and Abdullah, MF. (2020). Manifestations of Mercy in the Social Rights of Women from an Islamic Perspective and Comparison with Western Civilizations, Malaysian Journal of Islamic Studies, 4(1), 65-74.
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Biplob, H and Abdullah, MF. (2019). The Growth and Contemporary Challenges of Islamic Microfinance in Bangladesh, Asian People Journal, 2 (1), 45-53.
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Biplob, H and Abdullah, MF. (2019). The Importance of Islamic Financial Literacy for Muslims: A General Review, Islam and Civilisational Renewal, 10 (1), 106-117.
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Rahman, M.H., Abdullah, M.F., Ghazali, P.L. and Osmani. N.M. (2019). Application Of Umra And Ruqba In Disbursement Of Family Takaful Benefit: An Analysis From Shariah Perspective. Asian Academy of Management Journal, 24 (1), 107-123
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Awwad, ME, Bello, B and Abdullah, MF. (2018). The impact of strategic planning on the use of electronic information system: empirical evidence from Jordanian banks, International Journal of Accounting, Finance, And Business, 3 (10), 15-31.
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Ganahreh, EA, Bello, B and Abdullah, MF. (2018). The Impact of Administrative Control On Employees’ performance: Evidence from Industrial Companies in Jordan. International Journal of Accounting, Finance, And Business, 3 (10), 52-66.
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Theeb, AA and Abdullah, MF. (2018). The Effectiveness of Information Systems in Improving Human Resource Management in Jordanian Banking Sector, International Journal of Accounting, Finance and Business, 3 (8), pp. 88-98.
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Abdullah, M.F. and Rahman, A.A. (2017). Shari’ah Governance of Islamic Banks in Bangladesh: Issues And Challenges, Journal of Islamic Economics, Banking And Finance, 13 (3), 82-94.
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Masud, AA, Abdullah, MF and Amin, MR. (2017). The Contributions of Sufism in Promoting Religious Harmony in Bangladesh, Jurnal Usuluddin 45 (2), 105-122.
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Shamsuddin, Z, Ismail, AG, Mahmood, S and Abdullah, MF. (2017). Determinants of agricultural cooperative performance using financial ratio. International Journal of Business and Technopreneurship, 7 (3), 385-396.
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Abdullah, M. F. and Rahman, A. A. (2015). Development of Wa’d Based Products in the Islamic Banks of Bangladesh: a Case Study, Jurnal Syariah 23 (1), 103-140.
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Abdullah, MF and Rahman, AA. (2015). The Status of Muwa‘adah and Wa‘dan in the Shari‘ah. Jurnal Fiqh 12, 113-138.
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Abdullah, M.F. (2012). The Role of Islam in Human Capital Development: a Juristic Analysis, Humanomics 28 (1), 64-75
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Sawari, M.F., Hassan, R. and Abdullah, M.F. (2011). Prize Giving to the Premium Savings Certificate Holders: a Shari'ah Compliance Review on the Bank Simpanan Nasional (National Savings Bank) in Malaysia. International Journal of Islamic and Middle Eastern Finance and Management 4 (3), 259-270
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Osmani, NM and Abdullah, MF. (2010). Musharakah Mutanaqisah Home Financing: a Review of Literatures and Practices of Islamic Banks in Malaysia, International Review of Business Research Papers 6 (2), 272-282.
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Osmani, NM and Abdullah, MF. (2009). Towards an Islamic Stock Market: a Review of Classical and Modern Literatures. International Review of Business Research Papers 5 (5), 121-130.
Books
- Abdullah, M.F., Lambak, S., Rahman, M.H., Mahmud, M.S. and Jusoh, M.S. (2023). Fiqh Muamalat for Business Studies. Kuala Nerus: UniSZA Publisher.
Chapter in Books
- Abdullah, M.F., Aziz, A.A., Lambak S. and Ghani, H.A. (2022). The Practice of Bay’ al-Dayn in Malaysia: a review from Shariah Perspective. In Sulong, Z., Ghani, H. A. and Lambak, S. (eds.), Embracing both Sides of the Financial Coin for a Sustainable Future and Inclusive Growth. Kuala Nerus: UniSZA Publisher.
- Abdullah, M.F., Hassan, M.K. and Rahman, A.A. (2019). Prospect for Islamic Derivatives in Bangladesh, In M. K. Hassan, M. Rashid and S. Aliyu (eds.), Islamic Corporate Finance (pp. 173-184), New York: Routledge.
- Abdullah, M.F., Shamsuddin, Z. and Mahmood, S. (2019). Challenges for Sustainable Islamic Microfinance Institutions in Malaysia, In Sidek N., Said R., Hasan W. (eds), Islamic Development Management (pp.127-140). Singapore: Springer.
- Ghani, HA, Lambak, S, Abdullah, MF and Sulong, Z. (2019). Is Hajiyat Still The Basis for Takaful Operators To Resort To Conventional Re-insurance? An Appraisal on Malaysian Takaful Industry, In Sidek N., Said R., Hasan W. (eds), Islamic Development Management (pp. 207-214). Singapore: Springer
- Lambak, S, Ghani, HA, Abdullah, MF and Sulong, Z. (2019). Application of Maqasid Al-Shariah Principles in Auto Takaful Underwriting Practices, In Sidek N., Said R., Hasan W. (eds), Islamic Development Management (pp. 199-206). Singapore: Springer.
- Rahman, MH, Abdullah, MF, Ghazali, PL and Osmani, NM. (2018). Application of Hibah Umra and Ruqba in Joint Tenancy with Right of Survivorship: an Analysis, in Supaat et al. (Ed.) Contemporary and Emerging Issues in Syariah and Law (pp. 37-44). Nilai: Penerbit USIM.
- Abdullah, M. F. and Ghalia, B. (2009). The Protection of Environment in Light of Maqasid al Sharia’h: the Issue of Water Pollution as an Example, In A. Sunawari et al. (Ed.), Issues & Challenges of Contemporary Islam and Muslims (pp. 684-693). Selangor: Universiti Kebangsaan Malaysia.
RESEARCH INTEREST
- Shariah Issues in Islamic Finance (Shariah, Islamic Finance, Shariah-Compliance)
- Product Development in Islamic Finance (Product Development, Financial Engineering, Shariah)
- Islamic Corporate Governance (Shariah Governance, Shariah Supervision, Shariah Audit)
- Islamic Microfinance (Shariah, Microfinance, Poverty Alleviation)
RESEARCH PROJECT
National
- 2023 - 2026, Internal Research GrantHalal Compliance in the Age of Technological Advancements: A Shariah Analysis of Recent Innovations in Food and Beverage Industry, Universiti Sultan Zainal Abidin (UniSZA) ( Co-Researcher)
- 2024 - 2026, Geran Dalaman UniversitiEstablishing an Industry-Level Ta'awun Fund from Distributable and Orphan Surplus of Takaful in Malaysia: Prospects and Challenges, Universiti Sultan Zainal Abidin (UniSZA) ( Co-Researcher)
- 2023 - 2025, Internal GrantDeveloping a Shariah Parameter for Cryptocurrency: A Case in Malaysia ( Principal Investigator(PI))
- 2023 - 2024, Internal Grant, Universiti Sultan Zainal AbidinExploring the Impact of Islamic Financial Literacy on Financial Management and Behaviour ( Principal Investigator(PI))
- 2022 - 2024, Internal Research Grant, Universiti Sultan Zainal AbidinDeveloping A Takaful Model Based on Ta`awun: A Study on the Potential of Ta awun and Critical Investigation of the Tabarru Model for Takaful ( Co-Researcher)
- 2018 - 2020, Internal Research Grant, Universiti Sultan Zainal AbidinHibah Umra And Ruqba in Islamic Law: Principles and Application in Disbursement of Family Takaful Benefit ( Co-Researcher)
- 2017 - 2019, Internal Research Grant, Universiti Sultan Zainal AbidinConceptualising Islamic Financial Literacy Framework to Minimise Bankruptcy Among Muslims in Malaysia ( Principal Investigator(PI))
- 2017 - 2019, Internal Research GrantCost Efficiency, Capital Position And Risk Taking in The Emerging Markets Islamic Banks: Evidence from Asia-pacific And Middle East And North Africa (mena) Countries ( Co-Researcher)
- 2017 - 2019, Internal Research Grant, Universiti Sultan Zainal AbidinCapital Structure and Cooperative Performance: a Comparison Between Conventional and Sharia-compliant Cooperatives ( Co-Researcher)
Private
- 2021 - 2022, Bank Pembangunan Malaysia BerhadMoney Laundering from Maqasid Al-shariah Perspective with a Particular Reference to Preservation of Wealth (hifz al-mal) ( Co-Researcher)
- 2021 - 2022, Bank Pembangunan Malaysia BerhadThe Role of Development Banks Mobilising Waqf Fund for Financing Higher Educational Institutions ( Co-Researcher)
- 2020 - 2021, FWD Takaful BerhadTakaful Participation Readiness of People Living in Rural Areas to Spend on Takaful Coverage ( Co-Researcher)
International
- 2022 - 2024, International FundingDevelopment and Promotion of Islamic Finance Products in Bangladesh: Issues and Prospects ( Co-Researcher)
- 2023 - 2024, BRAC Business School Research GrantModelling a framework for sustainable textile SMEs in Bangladesh: role of stakeholder influence, green smart technology adoption, and green innovation ( Co-Researcher)
CONSULTANCY PROJECT
- Arbitration Dispute Between Unicon Ltd. and The Ministry of Energy and Water of Afghanistan, UNICON Ltd., Professional Consultant (Ir., Ar., Sr., Ts., dsbnya)14 Apr 2021 - 21 Apr 2021 (International)
PAPER PRESENTED
INVITED SPEAKER
- Innovation and Resilience: The Malaysian Experience in Islamic Finance, International Seminar on Convergence of Green and Islamic Finance Practices in Malaysia: Lessons for Bangladesh, University of Science & Technology Chattogram (USTC) (International) (04 Mar 2024 - 04 Mar 2024)
- Shari ah Analysis of Derivatives: Islamic Alternatives and Issues, Certified Islamic Banking and Finance Professional, Bangladesh Institute of Bank Management (BIBM) (International) (10 Mar 2023 - 10 Mar 2023)
- Deposit Products of Islamic banking, Islamic Bank's Products and Services, Islamic Economic Association (International) (12 Dec 2021 - 12 Dec 2021)
ORAL PRESENTER
- Sustainable Finance in Higher Education: The Interplay Between Waqf Funds and Development Financial Institutions, THE 12TH INTERNATIONAL CONFERENCE ON EMERGING CHALLENGES: Sustainable Strategies in the Data-Driven Economy, Vietnam National University (International) (01 Nov 2024 - 02 Nov 2024)
- Islamic Banking in Malaysia: The Journey So Far, ADPEBI International Conference on Management, Education, Social Science, Economics and Technology (AICMEST), Indonesian Association of Lecturers Researchers in Economics and Business (ADPEBI) (International) (15 Dec 2022 - 15 Dec 2022)
- Shariah Solutions to Minimising Personal Bankruptcy Cases: The Case of Malaysia, 22nd Malaysian Finance Association Conference, Malaysian Finance Association (National) (17 Nov 2020 - 19 Nov 2020)
- A Review of Islamic Credit Card Concepts from Shariah Perspective in Malaysia, International Van Conference on Social Sciences, Institute of Economic Development & Social Research (International) (24 Jul 2020 - 25 Jul 2020)
POSTER PRESENTER
- Islamic Financial Literacy Framework for Minimising Personal Bankruptcy, Research and Innovation Week, TATI University College (National) (29 May 2023 - 30 May 2023)
ACADEMIC/PROF. SERVICES
Evaluation
- (2024) Reviewer for Qualitative Research in Financial Markets, International, (Reviewer)
- (2024) Reviewer for International Journal of Islamic and Middle Eastern Finance and Management, International, (Reviewer)
Contribution to external organisation
- (2025) Conducting Research in Collaboration With Other Researchers and Sharing Research Grants, National, (Research Fellow/Associate)
- (2024) Part-Time Adjunct Faculty At Guidance College, International, (Academic Appointment )
- (2023) Aaoifi Working Group Member: Sustainable Financing, International, (Technical Advisor)
SUPERVISION
Postgraduate Student
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(2022) Shariah and Legal Compliancy of Cryptocurrency a Case Study in Nigeria, Abubakar Balarabe (Universiti Sultan Zainal Abidin (Unisza))
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(2018) The role of administrative environment in enabling female academics to hold leadership positions in Palestinian universities, Afaf Ali Ahmed Salman (Universiti Sultan Zainal Abidin (Unisza))
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(2018) Human Resource Management in Palestinian Authority Institutions: An Islamic Perspective, Shaban Jamal Shaban Ayyat (Universiti Sultan Zainal Abidin (Unisza))
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(2017) The Role of Internal Audit Function in Enhancing Corporate Governance Effectiveness with The Moderating Effect of the Audit Committee: Evidence from Yemeni Commercial Banks, Abdulrahman Mohammed Hasan Al-Yazidi (Universiti Sultan Zainal Abidin (Unisza))
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(2017) The mediating role of electronic information system in the relationship between strategic planning and time management in Jordanian Commercial Banks, Mahmoud Saleem Yousef Eial Awwad (Universiti Sultan Zainal Abidin (Unisza))
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(2017) The mediating effect of electronic information system on the relationship between administrative control and employees’ performance in Jordanian Industrial companies, Emad Abed Abdullh Al-Ganahreh (Universiti Sultan Zainal Abidin (Unisza))
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(2017) Effects of Corporate Governance Mechanisms and Earnings Management On Financial Performance in The Amman Stock Exchange, Suleman Ali Eyal Awwad (Universiti Sultan Zainal Abidin (Unisza))
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(2019) Ujrah based credit card in Malaysia: a Shariah analysis, Abubakar Balarabe (Universiti Sultan Zainal Abidin (Unisza))
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(2019) Islamic credit card practice in Malaysia: a comparison between ujrah and tawarruq-based model, Zainab Aqilah Binti Abdul Ghani (Universiti Sultan Zainal Abidin (Unisza))
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(2018) The impact of human resource management information system, training, incentives and compensation on competitive advantage in Jordanian Banks, Arafat Al-Shaikhtheeb (Universiti Sultan Zainal Abidin (Unisza))
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(2018) Developing Islamic debt and wealth management framework: the case of Malaysia, Biplob Hossain (Universiti Sultan Zainal Abidin (Unisza))
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(2018) Capital Structure and Performance of Insurance Firms in Jordan, Mohannad Ahmad Almajali (Universiti Sultan Zainal Abidin (Unisza))
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(2017) The practice of Islamic pawn-broking in Malaysia: a case on Bank Rakyat’s Ar-Rahnu Product, Irwani Suhana Binti Abdullah (Universiti Sultan Zainal Abidin (Unisza))
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(2017) Islamic financing for small and medium enterprises in Nigeria: availability and challenges, Lawal Rukayat Oluwatobiloba (Universiti Sultan Zainal Abidin (Unisza))
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(2017) Islamic crowdfunding platform in Malaysia: Ata Plus and Nusa Capital, Habibah Solehah Binti Ramli (Universiti Sultan Zainal Abidin (Unisza))
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(2017) Determinants of family takaful acceptance among Muslims in Terengganu, Wan Ayuni Binti Wan Mohd Azmi (Universiti Sultan Zainal Abidin (Unisza))
SOCIAL RESPONSIBILITY ACTIVITIES
- Speaker for Sharing Session With New Students, (03 Oct 2024 - 03 Oct 2024) (University)